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Report: #927742

Complaint Review: US Bank - Internet

  • Submitted:
  • Updated:
  • Reported By: DOJ-Guy — Portland Oregon United States of America
  • Author Confirmed What's this?
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  • US Bank Internet United States of America

US Bank US Bank NA. FCRA Department? Internet

*General Comment: Hope this helps you.

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US Bank, why is it that these people do not have a PO box for their FCRA disputes?  When I call their 800 number none of the CRS seem to know where to send me and they can't find an address for this department!

This company, US BANK, has misreported multiple accounts to all three of my CRB....and though none of the accounts report delinquent as negative credit--two of said accounts are inaccurate.  I can't seem to get these errors corrected.  Yes, I could dispute them from the credit bureau side but that wouldn't do much good because US Bank would verify the mistakes as true information. So I am trying to reach the source to eliminate that from happening but I can't seem to find anyone who can give me an actual address to write to?  This is a natational bank or cripes sakes....this information should be posted for the public. 

Now why am I trying to correct credit that makes me look good...because it is not accurate and due to the file size limitation at two of these national credit bureaus --they meaning Equifax/Transunion are threatening to split my credit file into two parts.  This is why I am trying to clean up dead accounts and inaccurate accounts.  You wouldn't think it would be such a frikking hard thing to manage, especially since the two accounts I wish to have the trade lines deleted for are positive credit.  I could see if a person was attempting to weasle out of a bad debit why US Bank would be reluctant.

This report was posted on Ripoff Report on 08/15/2012 01:22 PM and is a permanent record located here: https://www.ripoffreport.com/reports/us-bank/internet/us-bank-us-bank-na-fcra-department-internet-927742. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 General Comment

Hope this helps you.

AUTHOR: Striderq - (U.S.A.)

POSTED: Wednesday, August 15, 2012

https://applications.usbank.com/oad/teamsite/usbank/docs/FR006213482_05_USBHEALTHCARE.pdf?locationCode=8069&productId=null#xml=http://www.usbank.com/search/default.asp?ui_mode=answer&prior_transaction_id=129&iq_action=6&answer_id=16777219&highlight_info=2100381,4424,4489&turl=https%3A%2F%2Fapplications.usbank.com%2Foad%2Fteamsite%2Fusbank%2Fdocs%2FFR006213482_05_USBHEALTHCARE.pdf%3FlocationCode%3D8069%26productId%3Dnull

26. Credit Bureau Disputes: If you believe we inaccurately reported credit history information about you or your Account to a Credit Bureau, call us at 1-800-481-9057 or write to us at Consumer Recovery Department, Attn.: CBR Disputes, P.O. Box 108, St. Louis, MO 63166-9801.

Went to usbank.com and did site search for credit reporting dispute. Hope the number and address helps you out in correcting the situation.

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