US Fidelis National Warranty Services Rip off with too many loop holes Internet

I have had this warranty for 16 months and paid over $1600.  The first time I go to use it for the water pump on my GMC Yukon they ask me for oil change receipts.  Yes it is stated in very small print that I had to maintain oil change receipts verifying that the oil was changed every 4000 miles.  I service my vehicles my self every 3000.  Did I keep the receipts no.  My fault I can take the hit.  But my question is, after being a mechanic in the Marines for 20 plus years, what does an oil change have to do with a faulty water pump??????  THere is NO oil circulated through a water pump, only antifreeze.  Can you say loop hole.  I am ashamed that people this COuntry will rip others off in this manner.  I am very disappointed that Rusty Wallace would put his name and reputation on line for these theives.  I hope that this company goes down in flames.  I will sit on the sidelines an laugh.