Ripoff Report Needs Your Help!
X  |  CLOSE
Report: #161628

Complaint Review: US GRANTS INTERACTIVE - Saint George Utah

  • Submitted:
  • Updated:
  • Reported By: west new york New Jersey
  • Author Confirmed What's this?
  • Why?
  • US GRANTS INTERACTIVE 100 Mile Street Saint George, Utah U.S.A.

Show customers why they should trust your business over your competitors...

Is this
Report about YOU
listed on other sites?
Those sites steal
Ripoff Report's
content.
We can get those
removed for you!
Find out more here.
How to fix
Ripoff Report
If your business is
willing to make a
commitment to
customer satisfaction
Click here now..

I received a phone call on my home telephone from a man who sounded Indian like a Hindu. He told me his name was Fady Johnson. The name Johnson raised a red flag b/c of his heavy accent I found it hard to believe he would have such a common American last name(It felt like I should call myself Jane Doe). This man offered me a good to be true offer, anywhere from 5 to 50 thousand dollars. He said all he needed was bank id# which I had no idea what it was....he kept on insisting i give it to him and that he was not asking for my social or pin number just my personal bank id #.

I stated I did not know what it was but that if he really was from the government as he said he was why would he need to confirm it. I had already filled out my fafsa online and the governtment was well aware of my financial standing....he gave me some lame story. I asked to speak to someone else. He put me on hold w/ no music (yet another red flag. Most businesses have hold music). The man who got on the phone also had a heavy Hindu accent (sorry if i am being poltically incorrect). He told me the that they were not the government but working for them to verify the people.

I said ok can I call you back and he said no that they were the only ones who called and I remembered I had been given a 1800 customer service number ANOTHER FLAG! Why would you give me a customer service number andthen tell me there is no way for me to call back. I told them to call me back in 5min. I called my bank and they told me that the only info needed to verify a banks location is a bank number and not to give out any personal number.I called the 800number he had given me and all i got was a busy signal. I decided to look at my caller ID and noticed they had not called me from a 1800 number but instead from a no name regular number FLAG. The number was 602-218-4230. I called it and a voicemail came out saying the id number blah blah wasnt there. I hung up and I got a phone call from another unknown but it gave me there number this time the number was 707-361-4287.

I picked up and it was Fandy he asked for the number and I gave him the back id which was only 3 digits. He got mad at me and said he needed my personal number I refused to give it to him and questioned where he was calling me from. he said it was from the 800 number he had given me I said no he hadnt b/c my caller id said otherwise and that the 800 number he gave did not exsist. He said he would call it and did but put me on hold...the story goes on. I basically told him to shove it where the sun don't shine and that he was a theif who was trying to steal poor peoples money and he wasted my time and that I would contact the police. I did a search online which brought me to this page and pratically all of the info matched what I had....I hope this helps and if you need more info contact me!

Melissa
west new york, New Jersey
U.S.A.

EDitor's Suggestions on how to get your money back!

HERE IS WHAT RIP-OFF REPORT SUGGESTS YOU DO:

Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish to file a dispute, and demand that they assist you in accordance with Federal Regulation E.

According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days.

If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 #, and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges.

Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off Report.com. And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent!

DO NOT TAKE NO FOR AN ANSWER!

Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/controller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get.

And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state.

Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth.

If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form.

CHARGES TO YOUR CREDIT CARD

If the charge was to your credit card (not debit card, check card, or checking account), contact the credit card company as soon as possible to request a dispute form. Consumers usually have a little longer to dispute fraudulent credit card charges (up to 6 months), but it is better to act right away. In this type of situation, credit card disputes are usually successful since fraudulent companies often won't contest the disputed charge. In rare cases, credit card companies will review disputes, but refuse to reverse the charges. If this occurs, complain to a manager and let them know you will be filing a report here.

Remember Don't let them get away with it! Make sure they make the Rip-off Report .. The more Reports filed on a Company or individual, the more likely it is that the authorities, media and attorneys will want to take action.

And good luck Let us know how you do!

ED Magedson Founder, Rip-off Report.com & Author of www.ripoffrevenge.com
EDitor@ripoffreport.com
badbusinessbureau.com
www.ripoffreport.com

Don't let them get away with it.
Make sure they make the Rip-off Report!

We are not lawyers.
We are not a collection agency.

We are Consumer Advocates.
...the victims' advocate
WE are Civil and Human Rights Activists

We are a Worldwide Consumer Reporting News Agency
...by consumers, for consumers

CLICK HERE to read about Credit Card Scams... find out how to get your money back. *Rip-off Report Investigation provides valuable information.

This report was posted on Ripoff Report on 10/21/2005 04:21 PM and is a permanent record located here: https://www.ripoffreport.com/reports/us-grants-interactive/saint-george-utah-890927/us-grants-interactive-tried-to-ripoff-offering-fake-grant-money-saint-george-utah-editor-161628. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

Search for additional reports

If you would like to see more Rip-off Reports on this company/individual, search here:

Report & Rebuttal
Respond to this report!
What's this?
Also a victim?
What's this?
Repair Your Reputation!
What's this?

Updates & Rebuttals

REBUTTALS & REPLIES:
0Author
3Consumer
0Employee/Owner

#3 Consumer Comment

I was called on thursday

AUTHOR: Jess - (U.S.A.)

POSTED: Friday, November 11, 2005

I also received a phone call on thursday 11/10/05. It was on my cell phone too which i only give out to the internet and important others. i thot it was alil weird and like a telemarketer too. since i was only the net checking my email the day b4. i was not aware of getting any grant emails till today. but the same guy with that accent" bob willams w/ rep id# 2949 called me and my caller id said "unknown caller" 1/2 way through the call my phone hung up then he called back. he asked me those questions and didnt say anything about a cd or fee till he wanted me to talk to supervisor darren to verify and that guy sounded american "no accent"(same as the 800# voice saying diff times they gave me, "in a mountain time zone". "not from the EST time" which they told me on the phone" which im in Pac time and im 1 hour behind them now.
after he asked what bank i had. he told me the bank routing number "i thot wow they new that already" but not my bank acc # then. then there was a proccessing fee "I was very worried about there "Proccessing fee" of 299$ i thot that was alot". even for 5k or more grant.

after both guys were done they transferred me to this automated female recording menu were he did the dialing and we went threw the menu sounded like it was from the ftc. they already had all my info besides my acc# after that it gave me 800# and m-f 9-4 est to call customer service and a time frame on my payment and proccessing date of the 23rd. and they gave my a verification # too.

doubt ill be able to reach them to cancel on mon if possible. im glad i came to research them "after the fact" that u guys had this info on them made me feel more or less worried and called my bank but they said to wait and try to get a hold of them. hmm yea b4 stopping payment on. so i wasted 30 mins of my airtime on them wasnt happy either. but alteast i caught it in time to do something about it.

Respond to this report!
What's this?

#2 Consumer Suggestion

I have no bank account. No credit card. No job, and no money. So, if you're calling looking for a handout, you got the wrong guy pal!

AUTHOR: Paul - (U.S.A.)

POSTED: Saturday, October 22, 2005

You don't even listen to what these frauds are trying to offer you. Once you get involved, they'll suck you into their con.



The minute you realize they want something, you say exactly what I told you above.



No job.

No money.

No bank account.

No credit card.



How can they argue with a guy who has nothing?

Respond to this report!
What's this?

#1 Consumer Suggestion

I was also called today!

AUTHOR: Paul - (U.S.A.)

POSTED: Friday, October 21, 2005

I also received a phone call today (10/21/05). It was on my cell phone, and the caller i.d. only indicated "Unavailable." I'm familiar with these sorts of scams (thank you Ripoffreport!) so I was on guard. I was irritated enough to string him along just to see what his pitch was going to be, though I suspected as soon as he mentioned "grants" that he was going to eventually try to get my bank account number.



He called himself "Robert Jones" (or Johnson? Something like that) though the man clearly had an East Indian accent. I even asked him, a little sarcastically, if that was his real name, and of course he said yes. What else could he say? I think if I had an accent like that I would at least make up an Indian-sounding name. Oh well, minor point.



He immediately launched into an obviously scripted pitch about how easy it was to get government grants in almost any amount of money. I tried to ask a few questions but he stubbornly kept returning to the script. For instance, he asked, "Do you know what grants are?" -- I said, "Yes, of course." He said, "Well, some people don't know what they are, what they are is money that you never have to pay back . . . etc." I felt my intelligence had been insulted a bit, but I wanted the pitch to go as far as it could to see where he was leading me, so I played dumb and eager and let him continue with his leading questions.



He kept asking typical leading questions, e.g.: "What would you do with grant money -- pay off bills, open a business?" And so forth.



He said that to "qualify" I only need be a U.S. citizen, over 18 years old, and have (here it comes!) a valid bank account. That was the giant RED FLAG I was waiting for, and he hit it on the head. He tried to make me feel special for meeting all of those qualifications (as if they were really stringent or something.)



He mentioned that his company would send me a CD-ROM in the mail containing information on how to obtain any sort of government grant. He also promised that the company would be available any time that I needed extra information or help getting a grant. He indicated that all this would cost "only" $299.



I asked if I could send the money via money order or check, but he was quite adamant that the "best way" to pay was via direct bank transfer, supposedly so that it could be safely and securely verified and that we both would have records of the transaction. He worked very hard to try to get my account number on the phone.



I asked him where he was calling from. He said St. George, Utah (an area I'm familiar with, though I had no way to confirm it.) He gave the name of the company as US Grants Interactive, and gave me the web page address but only after I asked for it repeatedly. He then expected me to check it immediately, while he was still on the phone, which I was unable to do since I was on my cell phone in a parking lot, which I told him at this point.



By now I figured I had strung him as far as I could, so I let the cat out of the bag. I said I knew exactly what sort of scam this was, and that I had read extensively about these cons on the internet, where random telemarketers try to get people to reveal their bank account numbers and then get money taken from their account.



Of course, this Hindu "Robert Jones" kept insisting it was not a scam, that the company was reputable, that everything he was saying was being recorded, and so forth.



I asked to be transferred to a supervisor. He put me on hold for a few moments and I could vaguely hear some sort of conversation he seemed to be having with another man, but couldn't quite make out the words. He seemed to be complaining about my questions, and the supervisor seemed to be coaching him on proper responses. "Robert Jones" came back on the line, but still refused to let me speak to the supervisor.



Finally, my patience was at an end. I told him he had wasted about 10 minutes of my cell phone time with this scam, and that he was in fact conducting an illegal scam. I told him he was engaging in wire fraud, and that I now had the address and name of him and his company (not exactly true) and that soon there would be charges and arrests. I made it clear that he as an individual was liable for this crime, and that hiding behind the company would not exonerate him.



I told him that I was doing _him_ a big favor tonight by warning him that he was engaging in wire fraud each time he solicited someone with this scam, and that the smartest thing he could do would be, as soon as we ended our conversation, to go up to his supervisor, tell the boss what I just said, and tell him that he was quitting immediately, and that he should then simply walk out the door and never come back. I made it clear that, in my opinion, I was giving him some very valuable advice and that he ought to take it seriously.



The conversation ended soon after, and hopefully that's the last I hear from this scam company. I do sincerely hope that Mr. "Robert Johnson/Jones", the Hindu, takes my advice to heart and stops scamming people with this particular scheme.



BTW: I did check their website later (www.usgrantsinteractive.com), and it is as I suspected it would be, totally useless. It consists of a single page with a few photos. Every "link" simply pops up a small window advising you to call their 800 number to order their CD-ROM. That's all -- no street address, no mailing address information, no "live" phone number.

Respond to this report!
What's this?
Featured Reports

Advertisers above have met our
strict standards for business conduct.

X
What do hackers,
questionable attorneys and
fake court orders have in common?
...Dishonest Reputation Management Investigates Reputation Repair
Free speech rights compromised

WATCH News
Segment Now