Virginia Credit Union Falsify information they sent to credit bureaus Richmond Virginia

 Virginia Credit Union falsifies information about my account by giving credit bureaus inaccurate and completely incorrect information! Have had three loans with them, and they have done it with all of them. They also did the same thing to my mother. I went to go check my credit report and it is showing that I have been late five times more than 30 days on my auto loan. This is 100% false information that they provided the credit bureaus. Whenever I called them they even agreed that they never saw any late payments and that it is incorrect info. However they said if I do not agree with what they put on there I need to go send them a copy of all my credit report & Mail them a dispute letter. any of the other creditors that made a mistake corrected it as soon as I pointed it out without me having to jump through hoops. They need to be the ones to correct it when I point the error out. They also ruined my credit by charging me a dollar late fee on a $100 line of credit. I paid the line of credit in full however they decided to add a dollar on after that. At which time, each month they added another late fee for not paying that dollar. Then five months later I still did not know there was a balance of six dollars. However checked my credit and they showed five months late on that account! This place is a joke!