VOIP Your World VOIP your world is a fraud. Wilmington Delaware

VOIP your world is a fraud. They sent a receipt stating that $38.48 would be taken from my bank account I contacted them to find out what the charges are for and how they received my account information to charge me and I got no answer or answering machine.  I tried contacting them several times.  At that time I did a google search of the company and found that several individuals had also been a victim to these charges by VOIP Your World for the same amounts.  On 4/29/2015 I looked at my bank account and noticed that these same charges were deducted from my checking account from VOIP Your World I immediately contact my bank and advised that these charges were not made by me and that I had checked the google search and found that there are several individuals with complaints about these same charges from the same company for the same amounts.  I was advised by my bank to come in and file an affidavit disputing the charges to receive the funds back on my account.