Weltman Weinberg & Reis Entered a false judgement on my credit report BROOKLYN HTS Ohio

I have student loans and this bottom feeding "law firm" is calling me threatening me that their 'client' has retained their services to collect on this debt.  Last I checked, I had received correspondence from another collection agency prior to WWR collecting on the same debt. So the so-called former employee claims they don't buy debts is wrong...how did they get this from the original creditor that had sold to another agency?  THEY BOUGHT IT! 

They call and have ZERO compassion for people affected by the economy, are unemployed, disabled, sick, are too far in debt because of lost wages, etc.  They prey on the disadvantaged.  People say that bad things happen to good people...yes, we signed for the loans...yeah, thats when we were financially able to pay on it.  The economy is crap and has been for the last 12 years, with no help from anyone.  The banks and financial institutions get bailouts from the government...and what do consumers get?  SQUAT! 

We don't get any relief from the government...the banks and financial institutions make trillions of dollars off consumers every year, and the consumers are the ones going broke as a result.  I would rather keep a roof over my kids heads, keep food in their mouths, and transportation to get them to school, and the ability to provide for them over getting harrassed by WWR on a daily basis.  My wife got a call from a Ms. Bodden today at her work, and my wife asked her not to call her at work, and Ms. Bodden told her, "Too bad, I have your work information" and hung up. 

She then called me not identifying herself until I asked who she was and who she worked for, she would have gone thru the whole call without telling me who she was.  Another thing you can do if they say that the call may be recorded as they do regularly, tell them that you too are recording the call...they won't stay on the line or they will tell you that you can't do that...You can...if you disclose to them that you intend to record the conversation, they have to treat you with respect with fear that they will incur sanctions if they speak to you disrespectfully. 

I have done that several times and 90% of the time, they hang up. So that is one way to do it and get them off the phone.  They have been pursuing this issue for over a year and now are threatening to pursue legal action...after a year, I think that would have been done.  They like to blow smoke...and Ms. Bodden or Ms. Bottomfeeder can take her claim and shove it where the sun don't shine.

I guess I wouldn't know what I'm talking about...I only WORKED for them. You are a neanderthal. Perhaps you are too foolish to understand what I was saying, you uneducated moron, so I will try to be more clear so your simple mind may understand...

WWR is not a CREDITOR...whoever you ORIGINALLY signed a contact with is called a C-R-E-D-I-T-O-R...understand? This aforementioned CREDITOR has reported the debt to the credit bureaus, and therefore it appears on your CREDIT REPORT...because WWR is not a CREDITOR, they do not report information to the credit bureaus. WWR is ONLY listed on the credit report because they have PULLED a copy of your credit report in an attempt to find your contact information, place of employment, etc. to collect on your debt. Hopefully you are still following this...though I doubt it...so let me repeat it one more time...WWR does NOT extend credit of any kind, therefore is NOT a creditor, and therefore can NOT put anything on your credit report...they CAN pull a copy of it in an attempt to collect your personal information to collect upon your debt...which is why they are LISTED on the credit report, because whoever pulls a copy is LISTED...got it?

Secondly, a debt collector is for the rights of the CREDITOR that you have failed to pay back your debt to...and is in NO WAY there to serve you. The CREDITOR is a CLIENT of the firm. The creditor has HIRED the firm to collect the reimbursement to which they are entitled. The firm is there because YOU have defaulted on a signed contract in some way, and they are making it possible for the creditor to exercise their rights to hold you to said contract. Pretty simple...creditor's rights.

OH and genius...you are flaunting your stupidity by making FALSE statements such as: "And buying some charged off debt is not collecting for the original creditor". WWR does NOT BUY DEBT OF ANY KIND. EVER. I know this for 100%, as you obviously don't. All accounts turned over to the firm come DIRECTLY from the original creditor, and WWR's compensation is a percentage obtained from a judgement received from filing SUIT on debtors like yourself, or from receiving a percentage of whatever other payment you may make to them. The creditor's pay WWR to make YOU pay your bill...not the other way around. Get it straight.

DON'T try to quote the FDCPA to me...I know it like the BACK of my hand. Debtors ARE allowed to request verification, which the firm will GLADLY request from the client (creditor) and send...when verification documents have been located and sent to the debtor, the debt is then VALID by law and collection efforts can commence. If the STATUTE (by the way, that's the way it's spelled, not "statue") of limitations has passed, the debt will be considered uncollectable and the file will be closed. Pretty simple, right? Since these files are received DIRECTLY from the creditors (and never PURCHASED), the statute of limitations has not passed on the large majority of these files, and the debt is still valid. In that case, wages can be garnished, liens can be placed on property, and attachments can be make to bank accounts to satisfy the debt.

If the court rendered a judgement against you, it is obviously because there was substantial proof that YOU yourself incurred the debt and must be held to the contract, or because YOU did not provide adequate proof as required by law that the debt was invalid. You are obviously just bitter.

Now that I have educated your simple, ignorant mind, I would LOVE to see you post an educated response with proof refuting the above statements. Perhaps you ought to educate yourself before making unsubstantiated claims. Oh and by the way, I don't need luck, thanks, MY credit is EXCELLENT. Additionally, I no longer am in this type of business, I was previously a legal assistant who is now in the process of getting her MASTER'S degree in an unrelated field. Now who's the sewer trash?

BOTTOMFEEDER DEBT COLLECTOR/LAWYERS THAT COME HERE AND LIE TO YOU

"Bottom feeder attorneys collecting for scavengers, filing lawsuits with pleadings and affidavits that fall into the wet ink' category of possibly being recently manufactured"

I suggest filing complaints with the State Bar Associations in your state and Ohio.

'You obviously do not know what you are talking about.'

>> How could this be as it is THEIR own credit report and situation they are talking about?

'This company does not even have the power to put something on your credit report, because they are not a creditor in the first place and do no reporting to the credit bureaus.'

>> Yet there it is and further down in your ridiculous answer, you state you can do it.

'They are a creditor's rights LAW FIRM.'

>> A debt collector is not for anyone's rights.

'If something is on your credit report, it is because you haven't paid a bill and the original creditor has turned it over to them to collect the balance from you and/or sue you for the balance.'

>> But you just stated above that your company can't put items on anyone's report. And buying some charged off debt is not collecting for the original creditor.

'You didn't have to 'do business' with them, you obviously didn't pay a bill and whoever you owe hired them to be able to collect their money.'

>> You have absolutely no idea what you are talking about as you do not know their situation.
THEY HAVE A RIGHT to validation as per the FDCPA.
But you already know that don't you.
Funny how you try to hide behind some mystery 'right' of a creditor but fail to mention that the consumer definitely has rights as per law.

'If you don't pay your bills, they will file a suit against you...then you'll have to pay your full balance AND court costs. Good luck with that one...'

>> You must also validate the debt.
How do you know that the debt isn't out of the statue of limitations which would now make it uncollectible through the court system?
But that's why you had to go the sewer service route to get the bogus judgment to begin with.
Good luck with THAT one.

You obviously do not know what you are talking about. This company does not even have the power to put something on your credit report, because they are not a creditor in the first place and do no reporting to the credit bureaus. They are a creditor's rights LAW FIRM. If something is on your credit report, it is because you haven't paid a bill and the original creditor has turned it over to them to collect the balance from you and/or sue you for the balance. You didn't have to "do business" with them, you obviously didn't pay a bill and whoever you owe hired them to be able to collect their money. If you don't pay your bills, they will file a suit against you...then you'll have to pay your full balance AND court costs. Good luck with that one...

You obviously do not know what you are talking about. This company does not even have the power to put something on your credit report, because they are not a creditor in the first place and do no reporting to the credit bureaus. They are a creditor's rights LAW FIRM. If something is on your credit report, it is because you haven't paid a bill and the original creditor has turned it over to them to collect the balance from you and/or sue you for the balance. You didn't have to "do business" with them, you obviously didn't pay a bill and whoever you owe hired them to be able to collect their money. If you don't pay your bills, they will file a suit against you...then you'll have to pay your full balance AND court costs. Good luck with that one...

You obviously do not know what you are talking about. This company does not even have the power to put something on your credit report, because they are not a creditor in the first place and do no reporting to the credit bureaus. They are a creditor's rights LAW FIRM. If something is on your credit report, it is because you haven't paid a bill and the original creditor has turned it over to them to collect the balance from you and/or sue you for the balance. You didn't have to "do business" with them, you obviously didn't pay a bill and whoever you owe hired them to be able to collect their money. If you don't pay your bills, they will file a suit against you...then you'll have to pay your full balance AND court costs. Good luck with that one...

You obviously do not know what you are talking about. This company does not even have the power to put something on your credit report, because they are not a creditor in the first place and do no reporting to the credit bureaus. They are a creditor's rights LAW FIRM. If something is on your credit report, it is because you haven't paid a bill and the original creditor has turned it over to them to collect the balance from you and/or sue you for the balance. You didn't have to "do business" with them, you obviously didn't pay a bill and whoever you owe hired them to be able to collect their money. If you don't pay your bills, they will file a suit against you...then you'll have to pay your full balance AND court costs. Good luck with that one...

Definitely dispute the judgement. Call the court house and see who pops up under the dockett.

I would have the court clerk in the jurisdiction wherever they claim they got the judgement initiate action.

They didn't put a false judgement on my CRA, but they did fraudulently use Special Civil Part Court documents for the purpose of phishing for personal information. The documents were never filed with the court house and the docket was never registered.

My County Court House actually spearheaded action through the bar association and they had heaps of trouble.