cash net usa Richard william a.k.a. someone with way to much of an accent to have a name that white rude, ripoff, Internet

I was contacted by an individual named richard williams who told me I qualified for a loan, he said all I needed to do was purchase a vanilla prepaid card and load it with 170 bucks. Sounded fishy to me so I declined only to have said individual tell me that they were going to deduct 250 dollars out of My account for "cancelation fees" and if I did not have said funds available they were going to have a lawyer contact me. Scare tacticts I figure. Have received online loans before, always a decent and easy experience. This company gives online loans a bad name.