Cash store Paid of loan almost completely missed payment now theh want over 1000 dollars.it was only a 800 dollar loan they now collection notice saying they want over 1200 dollars will setlle for 800 total rip off they probably next will garnish my wages im a single mom living paycheck to paycheck please help they also harrassed my job Joliet Illinois

 I am a single mom of a six year old with severe hearing loss. I told cash store I will behind on a payment due to having to purchase his hearing aids they hit me with so much I was unable to catch up after rent n hearing aids. They called my job none stop. Now they are sending collection notice from cottonwood financial stating they want 1300 but will settle for 800 I was paying well over that amount but due to the high interest it never went toward the principle now I'm fairing they will garnish my wages. Which I can not afford I need someone's help please