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Ripoff Report | Consumer Driven Benefits Review - Redlands, California
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Report: #427973

Complaint Review: Consumer Driven Benefits Association ,CDBA, Charles Boyd, Wholesale Insurance Marketing Inc - Redlands California

  • Submitted:
  • Updated:
  • Reported By: Blackwood New Jersey
  • Author Confirmed What's this?
  • Why?
  • Consumer Driven Benefits Association ,CDBA, Charles Boyd, Wholesale Insurance Marketing Inc 515 New Jersey St. Suite G Redlands, California U.S.A.

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It looks as if this company not only steals money from it's agents, but also it's clients! Does anyone want to do something about this?
Very Upset!

Very Upset
Blackwood, New Jersey
U.S.A.

This report was posted on Ripoff Report on 02/24/2009 01:19 PM and is a permanent record located here: https://www.ripoffreport.com/reports/consumer-driven-benefits-association-cdba-charles-boyd-wholesale-insurance-marketing-inc/redlands-california-92373/consumer-driven-benefits-association-cdba-charles-boyd-wholesale-insurance-marketing-inc-427973. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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Updates & Rebuttals

REBUTTALS & REPLIES:
1Author
1Consumer
4Employee/Owner

#6 Author of original report

It sounds like this is scriptedby Mr. Boyd! What about the NC and Indiana C&D?

AUTHOR: Ripped off - (U.S.A.)

POSTED: Monday, November 23, 2009

With all due respect Mr. DeMello, you do not know all of the facts to comment on the payment of commissions that Mr. Boyd keep from me and my family unjustly and unfairly.

Plus it is not just me that has posted complaints, it is many clients and organizations that have also!

Do yourself a favor and ask him why he never responded to my attorney about what the cause of the termination was? He still to this day, does not have a just reason.

But like you stated only one man wlked on water, and only one man knows the true intentions and the mind of all men, and it his he who Mr. Boyd has really stolen from, not me.

Mr. DeMello you most likely understand this, although your friend most likely can't understnad it.

Case in point is below;

Who is really the Liar? Take a look at NC DOI, County of Wake Complaint!

Don't throw stones if you live in a glass house!
It seems as if Mr. Boyd, uses diversion tactics to devert from the truth.
Case in point:
North Carolina , Raleigh, Dept. Of insurance Docket # 1417 dated: 1/26/09
Take a look at page 15 on the docket, whose name do you see?
Then look at some of the other people that are on this docket.
It looks like Mr. Boyd was in bed with the same people that he accuses others of doing business with.
Mr. Boyd the truth will set you free!
From the a operson that was "Ripped Off
 

Mr. Boyd keeps making the head lines by violating peoples trust and the laws of the land.

Besides the North Carolina Insurance violation that was previously posted, here is an update of a new cease and desist order by the Indiana Department of Insurance.

State of Indiana / County of Marion

Cause # 8250-AG09-0512-091

In the matter of :

Consumer Driven Benefits Assoc. of America a/k/a CDBA

Wholesale Insurance Marketing Group a/k/s WIMG

515 New Jersey St., Ste. G

Redlands, CA. 92373

Charles Nelson Boyd

1423 West State St., Unit A

Redlands, CA. 92373

Type of action: Enforcement

Like I said before you will reap what you sown and the truth is its own defense!

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#5 UPDATE Employee

Know your contract

AUTHOR: George Demello - (U.S.A.)

POSTED: Tuesday, August 11, 2009

I have been in this business for more years than I want to remember. I find the comments by the auther to be bogus and intended to defame Charles Boyd whom I've personaly and profestionaly known and worked with for many years.

I also know both individuals and both sides of the story. While I understand the auther being angry, he should be angry at himself for not understanding Mr. Boyd's most fair contract before he signed it. I respectfully demand that the auther withdraw his comments as I know he is a better person than he is representing himself.

I've been afiliated with CDBA and Charles Boyd for many years and have enjoyed an honest and successful business relationship each and every year and I fully understand the contract between us and would never do anything to jeopardize it.

It is important to understand that I nor any of my contracted orgaizations have ever missed a commission check and our commissions have always been paid on time. Mr Boyed who is a repuitable business person has always made certain his people were paid or not paid according to their individual contract.

We do not live in a perfect world and there is only one person to have ever walked on water. I want to thank the auther in advance for withdrawing his complaint as he knows full well Mr Boyd's position. It's time to put this issue to rest.

Chuck, thank you for being the person you are and don't change because of this false and unjust situation.

George DeMello, TN

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#4 REBUTTAL Owner of company

This is a blatant lie

AUTHOR: Charles - (U.S.A.)

POSTED: Tuesday, August 11, 2009

The agent that filed this blatant lie was hired as our National Sales Director but was fired for cause. Our organization has the very best in supplemental insurance for consumers and this person was hired to recruit nationally to expand our marketing efforts. He was contracted to receive a generous commission on all sales he developed; however, the greedy little SOB felt it inadequate. He tried to extort monies from organizations by also demanding commissions from the marketing organizations and brokers he recruited. When we discovered this he was given a chance to stop this procedure but later it was discovered he was back at it again.

I terminated him for cause. By violating his moral and ethical responsibilities of his contract, he forfeited his right to all his commissions. I'd like to add that his efforts were a total failure. In 18 months his total business production from all the agencies he recruited amounted to just over $50,000 in annualized premium. When I sold individual health insurance, I sold over $43,000 in annualized premium in just one week.

If he had not violated the ethics of our organization and created a conflict of interest by demanding compensation from the agencies he was being paid to recruit, we would have probably terminated his contract for non-production; however, he would have been paid all the commissions he was entitled to on the business he was able to secure. We are ready to corroborate our rebuttal and provide references that we operate a very ethical company. We don't steal money from anyone!

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#3 REBUTTAL Owner of company

This is a blatant lie

AUTHOR: Charles - (U.S.A.)

POSTED: Tuesday, August 11, 2009

The agent that filed this blatant lie was hired as our National Sales Director but was fired for cause. Our organization has the very best in supplemental insurance for consumers and this person was hired to recruit nationally to expand our marketing efforts. He was contracted to receive a generous commission on all sales he developed; however, the greedy little SOB felt it inadequate. He tried to extort monies from organizations by also demanding commissions from the marketing organizations and brokers he recruited. When we discovered this he was given a chance to stop this procedure but later it was discovered he was back at it again.

I terminated him for cause. By violating his moral and ethical responsibilities of his contract, he forfeited his right to all his commissions. I'd like to add that his efforts were a total failure. In 18 months his total business production from all the agencies he recruited amounted to just over $50,000 in annualized premium. When I sold individual health insurance, I sold over $43,000 in annualized premium in just one week.

If he had not violated the ethics of our organization and created a conflict of interest by demanding compensation from the agencies he was being paid to recruit, we would have probably terminated his contract for non-production; however, he would have been paid all the commissions he was entitled to on the business he was able to secure. We are ready to corroborate our rebuttal and provide references that we operate a very ethical company. We don't steal money from anyone!

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#2 REBUTTAL Owner of company

This is a blatant lie

AUTHOR: Charles - (U.S.A.)

POSTED: Tuesday, August 11, 2009

The agent that filed this blatant lie was hired as our National Sales Director but was fired for cause. Our organization has the very best in supplemental insurance for consumers and this person was hired to recruit nationally to expand our marketing efforts. He was contracted to receive a generous commission on all sales he developed; however, the greedy little SOB felt it inadequate. He tried to extort monies from organizations by also demanding commissions from the marketing organizations and brokers he recruited. When we discovered this he was given a chance to stop this procedure but later it was discovered he was back at it again.

I terminated him for cause. By violating his moral and ethical responsibilities of his contract, he forfeited his right to all his commissions. I'd like to add that his efforts were a total failure. In 18 months his total business production from all the agencies he recruited amounted to just over $50,000 in annualized premium. When I sold individual health insurance, I sold over $43,000 in annualized premium in just one week.

If he had not violated the ethics of our organization and created a conflict of interest by demanding compensation from the agencies he was being paid to recruit, we would have probably terminated his contract for non-production; however, he would have been paid all the commissions he was entitled to on the business he was able to secure. We are ready to corroborate our rebuttal and provide references that we operate a very ethical company. We don't steal money from anyone!

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#1 REBUTTAL Owner of company

This is a blatant lie

AUTHOR: Charles - (U.S.A.)

POSTED: Tuesday, August 11, 2009

The agent that filed this blatant lie was hired as our National Sales Director but was fired for cause. Our organization has the very best in supplemental insurance for consumers and this person was hired to recruit nationally to expand our marketing efforts. He was contracted to receive a generous commission on all sales he developed; however, the greedy little SOB felt it inadequate. He tried to extort monies from organizations by also demanding commissions from the marketing organizations and brokers he recruited. When we discovered this he was given a chance to stop this procedure but later it was discovered he was back at it again.

I terminated him for cause. By violating his moral and ethical responsibilities of his contract, he forfeited his right to all his commissions. I'd like to add that his efforts were a total failure. In 18 months his total business production from all the agencies he recruited amounted to just over $50,000 in annualized premium. When I sold individual health insurance, I sold over $43,000 in annualized premium in just one week.

If he had not violated the ethics of our organization and created a conflict of interest by demanding compensation from the agencies he was being paid to recruit, we would have probably terminated his contract for non-production; however, he would have been paid all the commissions he was entitled to on the business he was able to secure. We are ready to corroborate our rebuttal and provide references that we operate a very ethical company. We don't steal money from anyone!

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