Cubis Financial I checked my credit report and see that I have a loan in the amount $9,500 which I never applied for. Las Vegas Nevada

The Express Gold Card is an independent advertiser and is not associated with any cash advance web site. Upon completion of your cash advance application, agreeing to your loan details and providing your e-Signature to complete the process, the Express Gold Card offer is prominently displayed on an exit page under the heading Visit Our Featured Advertiser. Immediately under the heading in bold, the following text is displayed.

Advertisers are not affiliated with the lender which does not promote or endorse this product. Participation in this offer does not affect your relationship with the lender in any way.

Beneath that, the details of the price and offer are clearly and conspicuously displayed along with a link to Terms & Conditions for additional details.

In order to apply for The Express Gold Card you must take two affirmative actions. First, you must click Yes that you
want the offer, and then you must click Submit in order to submit your information to the Express Gold Card for processing.

Your welcome email includes your offer details, your authorization, and easy to follow information for canceling by phone and or email, should you wish to discontinue the service.  Additionally, your billing statement each month provides our 800 number for your convenience.

All requests for refunds are handled promptly.