Report: #839626

Complaint Review: Embrace Home Loans,INC. - Internet

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Ripoff Report is Xcentric Ventures

Submitted: Wed, February 15, 2012
Updated: Wed, February 15, 2012
Reported By: ripp''ed-off2 — Loves Park Illinois United States of America

Author Confirmed

Why?

Embrace Home Loans,INC. 25 Enterprise Center, Newport, RI 02842 Internet United States of America

Phone: 1-800-644-3327
Web: http://embracehomeloans.com
Category: Mortgage Companies

Embrace Home Loans,INC. Told me to lock in my rate I need to pay upfront for the apprasial, then undervalued my home by 30 thousand after many improvements. Total joke. Internet

*Consumer Comment: They don't make any money on your appraisal

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My story is the same as the others, they told me I was totally approved, my credit was good, and all I was doing was going from a 30 year to a 15 and lowering my rate, that was my intent anyway. I put new windows and doors in my home costing 28,000. Plus a new patio another 5,000. My house apprased 2 years ago for 157,000 and after these two big upgrades they appased it at 130,000. What a joke!

This report was posted on Ripoff Report on 02/15/2012 12:52 PM and is a permanent record located here: https://www.ripoffreport.com/reports/embrace-home-loansinc/internet/embrace-home-loansinc-told-me-to-lock-in-my-rate-i-need-to-pay-upfront-for-the-apprasia-839626. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Comment

They don't make any money on your appraisal

AUTHOR: Steve - (USA)

SUBMITTED: Wednesday, February 15, 2012

POSTED: Wednesday, February 15, 2012

That goes to the appraiser, not to the mortgage broker. And even if it *did*, the broker makes thousands by getting you a loan, whereas $350 is nothing. Trust me, it was not their fault; it would not be in their best interest.

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