Complaint Review: First Premier Bank - Internet
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- Author Not Confirmed
- First Premier Bank Internet United States of America
- Phone:
- Web: firstpremierbank.com
- Category: Credit & Debt Services
First Premier Bank Fraud-Liars-Money hungry thieves Internet
*Consumer Comment: -I never got a card from them
*Author of original report: reply to question
*Consumer Comment: 3 questions
*Author of original report: thank you for the respones
*Consumer Comment: Agree with Robert.
*Consumer Comment: Doesn't work that way
*Author of original report: no purchase required
*Consumer Comment: questions
Show customers why they should trust your business over your competitors...
This company sends you a pre=approved credit card and even though I never applied for the card, my account has been sent to a collection agency. They are ruining my credit.
This report was posted on Ripoff Report on 09/19/2011 01:40 PM and is a permanent record located here: https://www.ripoffreport.com/reports/first-premier-bank/internet/first-premier-bank-fraud-liars-money-hungry-thieves-internet-778590. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#8 Consumer Comment
-I never got a card from them
AUTHOR: mr rik - (USA)
SUBMITTED: Thursday, September 22, 2011
Sounds like someone at Premier has stolen your identity.
SCUMBAGS!
#7 Author of original report
reply to question
AUTHOR: anrynewyorker - (United States of America)
SUBMITTED: Wednesday, September 21, 2011
No I never bought anything and the balance is the credit limit plus accrued interest
#6 Consumer Comment
3 questions
AUTHOR: coast - (USA)
SUBMITTED: Wednesday, September 21, 2011
"No, I never even applied for the card."
I didn't ask you if you applied for the card. My two previous questions were: Did you purchase anything with the card? Does the bank claim you did?
New question: Is there a balance on the account that is NOT related to service or interest fees?
#5 Author of original report
thank you for the respones
AUTHOR: anrynewyorker - (United States of America)
SUBMITTED: Wednesday, September 21, 2011
I never got a card from them and I will definitely call the bank to find out if I'm a victim of identity fraud.I would like to here from anyony and evryone on how to solve this matter. Thank you in advance for all the help.
#4 Consumer Comment
Agree with Robert.
AUTHOR: Flynrider - (USA)
SUBMITTED: Tuesday, September 20, 2011
There is no way they would just send you a card out of the blue. Somebody had to apply for it (in your name). Either it was you and you forgot, or someone has attempted identity theft. Either way, it is imperitive that you find out before this thing s****.>
#3 Consumer Comment
Doesn't work that way
AUTHOR: Robert - (U.S.A.)
SUBMITTED: Tuesday, September 20, 2011
If you are getting pre-approved applications from First Premier your credit is already ruined. This is because they are a Sub-Prime card for people that have severe credit issues already. Because they are a Sub-Prime card they have very high fees, I believe it is about $160 in fees to just get the card, and then $10-$15 a month to keep it.
They do send out "Pre-Approved" applications but you MUST send the application back to actually get the card. They do not just send out a fully active account without you filling out the application, that would include things such as your SSN and signature.
So either you did fill it out and "forgot" about the card, and the amount is the fees that they charged once the card is opened that you never paid. You are a victim of Identity Theft and someone else actually opened the card up in your name. There is some mistake and the account actually belongs to someone else.
You need to contact First Premier and have them send you proof that you actually applied for the card.
#2 Author of original report
no purchase required
AUTHOR: anrynewyorker - (United States of America)
SUBMITTED: Tuesday, September 20, 2011
No, I never even applied for the card. They sent me the application and now almost a year later I'm getting collection notices.
#1 Consumer Comment
questions
AUTHOR: coast - (USA)
SUBMITTED: Monday, September 19, 2011
Did you purchase anything with the card? Does the bank claim you did?
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