HF Holdings, Inc. - Dennis Cohen and his personal assistant - Teresa Deceptive - Liars Orlando Florida

I contacted HF Holdings, Inc., who are allegedly debt collectors, to help me collect a debt from a local business who were not paying for services rendered, after personally attempting numerous times to settle the debt.  The agent I was assigned to work wiith is David Cohen - VP of operations.

HF Holdings, Inc. strongly advised me to pay them $2,000 in order to get this matter filed in the court system (this being the assured method to collect the debt, and that the $2,000 would be collected along with interest and the original debt).  I paid the $2,000 to HF Holdings in December of 2016.  Waited, waited, waited - heard nothing.

Beginning in February 2017, I started making phone calls to check on the progress of the claim and the court action.  I was told that nothing had been filed, that they would check on it.  Long story short, supposedly the check got lost in the mail and the filing for which I pad $2,000 was not done until April 17, 2017.

When I deceided to file the lawsuit I emphasized that the owners of the company are the ones with the money, and that the owners can make the company appear to have no assets, therefore, all owners of the company need to be included on the lawsuit.  HF Holdings told me that would be done.

On May 19th I was finally emailed a copy of the Court Petition, however, there was no case number, no date and the only one listed as being sued was the company name only.  HF Holdings would not return my phone calls so I called the attorney whose signature appeared on the bottom of the petition.  The attorney informed me that I could not sue the individual owners without a personal guarantee, which I had no idea what that was.  He also informed me that the only fees he collected from HF Holdings was $350, his charge for filing the lawsuit.  I explained to him my situation and he said that it is unlawful for a collection company to charge fees before any collection action is done.  He also agreed with me that by not being able to sue the individual owners, I would most likely not see any money from the company itself.

I then called David Cohen again.  Of course by this time I am extremely angry and frustrated.  I expressed my frustrations and was told by David that he never assured me the individual owners could be sued and that I didn't know what I was talking about.  I assured him he had told me that and that his assistant Theresa had also assured me that.  I expressed my concern of the $2,000 and only $350 actually going to the attorney.  His response was - If you go to Walmart to buy a shirt, do you pay what Walmart actually paid for the shirt?  Of course not.  He said that is their cost to me for hiriing the attorney.

I expressed that I think I have been given nothing but the run-around, deceived and that their company is a rip-off and demanded my $2,000, minus the money paid to the attorney, be refunded immediately.  Needless to say, David Cohen hung up on me!