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Ripoff Report | HSBC/ Furniture Review - Prospect Heights, Illinois
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Report: #224968

Complaint Review: HSBC/ Furniture Row Credit Card - Prospect Heights Illinois

  • Submitted:
  • Updated:
  • Reported By: Waterloo Iowa
  • Author Confirmed What's this?
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  • HSBC/ Furniture Row Credit Card 2700 Sanders Road, Prospect Heights, Illinois U.S.A.

HSBC/ Furniture Row Credit Card Charged $1,143 in finance charges saying they did not get payment Prospect Heights Illinois

*Consumer Comment: Identical to my expirience with HSBC

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We sent in payment in full by the deadline. We sent it out on Nov 22, 2006 and the payment needed to be received by Dec 2, 2006 to avoid finance charges. We refinanced our home and a check in the amount of $4,308.01 was sent to avoid paying $1100 in deferred finance charges.

They claim that they did not receive the payment still to this day, and payment has not been returned to us. Out of all of the bills I have paid in my life this has never happened. I just find it hard to believe that it has been lost in the mail. I feel as though they are just trying to make a huge profit from the little guy.

Nicole
Waterloo, Iowa
U.S.A.

This report was posted on Ripoff Report on 12/12/2006 11:53 AM and is a permanent record located here: https://www.ripoffreport.com/reports/hsbc-furniture-row-credit-card/prospect-heights-illinois/hsbc-furniture-row-credit-card-charged-1143-in-finance-charges-saying-they-did-not-get-224968. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Comment

Identical to my expirience with HSBC

AUTHOR: Darren - (U.S.A.)

POSTED: Friday, December 15, 2006

I had the same exact thing happen with HSBC. I refinanced my home and sent $9300 to HSBC to pay off my account. They claimed they never recieved the pay-off. It turns out they had sent the check back to my mortgage company. Next, I sent them a check from my own checking account to pay off my HSBC account. They cashed that check, applied the payment to a previously closed account I had with them and sent me a refund check in the same amount.

This issue took many phone calls and a massive amount of time to resolve. To get this account paid in full, it took four attempts and I constantly had to babysit thier people to get it accomplished. GOOD LUCK!

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