instantcashusa.com they said they were taking me to court for some loan i never recieved Internet

i was contacted by a james peterson at instant cash usa who said i would be recieving paperwork about some lawsuit for a loan that i never paid back how am i going to get a loan i am unemployed and were is it at i could use it ha ha but it sickens me that these companies know that people are out of work struggling to keep there house and all other things that may be happening they want to try to scare people into thinking they owe well i dont owe them and if anyone else has had this situation please contact me with a rebuttal on this site i wonder how many people a day they call sorry i suck at typing but i hope i got my point across screw instantcash usa basically