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Ripoff Report | Margaret Arrington Review - Bath, Maine
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Report: #343111

Complaint Review: Margaret Arrington - Bath Maine

  • Submitted:
  • Updated:
  • Reported By: bath Maine
  • Author Confirmed What's this?
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  • Margaret Arrington 51 Bedford Street Bath, Maine U.S.A.

AFNI Collections Inc. Attempting to collectect a debt that is not legitimate. Bath Maine

*Consumer Comment: Advise.....

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My son, recently received a collection attempt from AFNI COLLECTIONS for $733.66, listing MCI telephone Company as the company he woes the money to. My son was a minor at the time the debt allegedly accrued. He did not have a telephone in his name not does this debt belong to him. In attempting to call them to have this investigated, the message is always similar: "your wiat time is approximately 9 minutes" I wait on the line at least three times for in excess of 15 minutes. No one ever comes on the line. My son is now a college student and this bogus debt is hurting his credit for student loans.

Arrington
bath, Maine
U.S.A.

This report was posted on Ripoff Report on 06/23/2008 09:24 AM and is a permanent record located here: https://www.ripoffreport.com/reports/margaret-arrington/bath-maine-04530/afni-collections-inc-attempting-to-collectect-a-debt-that-is-not-legitimate-bath-maine-343111. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Comment

Advise.....

AUTHOR: John - (U.S.A.)

POSTED: Monday, June 23, 2008

Make a photocopy of your son's birth certificate and driver's license. Circle his date of birth on the copies. Send this to all three credit bureaus via Certified Mail + Return Receipt and write the following:

Per the Fair Credit Reporting Act Act, I am requesting validation that [insert name] was a legal adult at the time that this alleged debt was incurred

Per the Fair Credit Reporting Act Act I am requesting written validation of this alleged debt


----------------
For AFNI:

Send them a letter via Certified Mail + Return Receipt stating:

Per the Fair Debt Collection Practices Act, I am requesting:

- written validation of this alleged debt and that said alleged debt is within the statute of limitations
- I am requesting validation that [insert name] was a legal adult at the time that this alleged debt was incurred

- Cease all verbal communications with me about this alleged debt.

Read up on the Fair Debt Collection Practices Act and understand your rights:

http://en.wikipedia.org/wiki/Fair_Debt_Collection_Practices_Act

DO NOT pay AFNI one penny! If you do it will validate/affirm the debt as legitimate.

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