Mercier Secure Lending Solutions Akeem Bray Asked for collateral for 3 months for loan said approved for after sent said person giving loan changed mind then asked for more money. San Diego CA

 Was ripped for $405 to pay upfront as collateral to get a $3000 loan said info was checked and approved for. Thought company was legit. Had me to sign contract and email back. Then thought something was funny when asked to wire money to Akeem Bray in Deltona Fl person giving loan. Asked if dealing with bank why send to him. After they received payment told me oh I must have filed bankruptcy person want more money. Told Ms Phillips no so my loam will not be approved. I asked for refund said takes 21-30 days. Was told to look on contract under section 3 person can ask for more money. Made a commit when hanging up and was called saying I was rude and reporting me to credit bureau.