Complaint Review: Orchard Bank - HSBC Bank - Salinas California
Ripoff Report on CBS 19
Ripoff Report on CBS 19 - Global Marketing Alliance
Ripoff Report on ABC 15 - Smart Shopper
Ripoff Report - Girls Gone Wild
Ripoff Report on Fox 11 - Car Repair
- Author Confirmed
- Orchard Bank - HSBC Bank www.orchardbank.com Salinas, California U.S.A.
- Phone: 503-293-4037
- Web:
- Category: Banks
Orchard Bank - HSBC Bank BEND-OVER BANK RIPOFF ORCHARD BANK Salinas California
*Consumer Suggestion: Hey
*Consumer Comment: STILL FIGHTING WITH THEM
*Consumer Comment: Interest Rate Being Hiked Too!
Show customers why they should trust your business over your competitors...
I have been trying to re-establish my credit and had 3 current credit accounts for 2 years, paid all 3 of my current credit accounts on time for those 2 years and all of a sudden Orchard Bank says that because of my limited credit history (hence my reason for obtaining their card in Dec. 06), my interest rate will go from 14.99% to 26.99% for no good reason. What is this crap?!! I have never been late and was told there was nothing I could do about it by their credit department. We'll see about that!
Elizabeth
Raleigh, North Carolina
U.S.A.
This report was posted on Ripoff Report on 05/18/2007 07:08 AM and is a permanent record located here: https://www.ripoffreport.com/reports/orchard-bank-hsbc-bank/salinas-california-93912/orchard-bank-hsbc-bank-bend-over-bank-ripoff-orchard-bank-salinas-california-249174. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
If you would like to see more Rip-off Reports on this company/individual, search here:
#3 Consumer Suggestion
Hey
AUTHOR: Anna - (U.S.A.)
SUBMITTED: Tuesday, June 12, 2007
They also just this month raised my interest rate to 29%. When I called them they told me that they raised everyones interest rate. I have 2 cards with them and have had since 2004 never been late and now interest rate went from 20% to 29% on 1 card and 14% to 26% on the other card.
#2 Consumer Comment
STILL FIGHTING WITH THEM
AUTHOR: Gary - (U.S.A.)
SUBMITTED: Sunday, May 20, 2007
Still fighting with them. It has been 2 year's. my lawyer got involved, and lo and behold they now want to make it right. Any class action suit's pending? add me to the list.
#1 Consumer Comment
Interest Rate Being Hiked Too!
AUTHOR: Karen - (U.S.A.)
SUBMITTED: Saturday, May 19, 2007
I have had a credit card fron Orchard Bank for 2 years now also.
My credit report is better now than when I first got the card and I have no payment problems with them.
Yesterday in the mail, I was notified that my interest rate is going from 22.9% to 29.9%! They claim it's due to info they received from my credit report.
Let's face it, most of us that have their card have it because we have had credit problems and Orchard Bank knows this. So now they are going to say our credit report is giving them a reason to hike up our interest rate???
They didn't seem to care about my credit report when I agreed to take one of their cards.
If anyone has any suggestions, please share the info.
Their letter suggests calling their customer service with any questions and I know how that will go. A person that barely speaks English telling me they are sorry but there's nothing they can do for me.
Related Reports
08:01 AM
07:45 PM
08:03 PM
11:57 AM
10:50 AM
10:52 AM
New 
Updated Rebuttal 
Photo 
Advertisers above have met our
strict standards for business conduct.
