Prestige Financial And Larry Miller, larry miller toyota DIRTY SNEAKY UNDERHANDED ILLEGAL PRACTICES salt lake city, Utah

I was in a similar situation with Ford Credit, Bill Pierre Ford, Evergreen Ford, Sound Ford, shady, deceptive Ford Dealers, Seattle, dishonest.  They would not grant me a loan on an $18,000 Focus (with tax, title, license), but they had already granted me a $29,000 loan on a Mustang that I no longer wanted. Ford Credit even told me to trade down, and when I did, they said no, hurting my credit score even more. I told them I would BK my way out of the contract, I was giving them one last chance to honor me, the customer, before I gave the car back. They refused. Knowing the BK law, and in the process screwing my credit for the next three years, I reluctantly filed BK Chapter 13 BEFORE surrendering the car to Ford Credit, thereby not having it count as a repossession. This action actually helped my credit score from the start, since I can receive no more hard inquires. No loan agent or repo agent came to my home, nobody served me with papers, because I was always one step ahead of the game.

All I wanted was a Focus, at Ford Credit's recommendation, I was willing to sign a new contract and make a new deal, and the three dealerships I mentioned all did. They signed a contract with me and when they called Ford Credit on it (and other lenders, too), they balked.  How messed up is that. I got to drive the Focus home after trading in my Mustang with a signed contract, and then they called me back because the lenders balked. The dealerships were not willing to dip into their own pockets to save the sale. So I had to BK my way out of the Mustang, because I believe the consumer, the customer, the guest should have the ultimate say-so, the last card to play, and NOT the lenders. Don't let them run your life, let them know who's boss. By filing BK before surrendering the vehicle, the automatic stay of execution is in place and they need a court order to get the car back unless you give it to them first. Either way it is better, and then you can rebuild your credit and be very careful about what specific vehicle you buy in the future!

Whenever you respond to something like this, always get it in writing or some proof of it in case you need to prove your point later. Verbal conversations in the car business, and often in the legal arena, are strictly hearsay and after-the-fact.  I still don't know how your case could have legally held water after crossing state lines. BTW, once you file BK, then by law all collection attempts have to cease and desist or they will end up paying YOU.  That's why I chose the BK option, because it offers a shield, and has real teeth against predatory lenders and their harassing tactics.

by charging them higher interest rates on their car loans due to their RACE. 'Baltimore' is the last name of the main plaintiffs in that case. Mr. & Mrs. Baltimore are an African American couple.