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Ripoff Report | Emerge Master Card/Providian Review - Columbus, Georgia
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Report: #46308

Complaint Review: Emerge Master Card/Providian Financial - Columbus Georgia

  • Submitted:
  • Updated:
  • Reported By: Hammond Indiana
  • Author Confirmed What's this?
  • Why?
  • Emerge Master Card/Providian Financial Processing Payment Center PO Box 23034 Columbus, Georgia U.S.A.

Providian Financial ripoff Nationwide Worldwide

*Consumer Suggestion: gov't is doing something about this

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This company which is Providian had accounts transfered to Emerge master card which they owned jacked up the interest rate from almost 24% to 29.99% then chages the number of days on their billing cycle so that if you pay the minium monthly payment it all goes toward interest and in some cases does even cover the interest.

Why is the Federal Goverment isn't doing something about this company? When interest rate are droping all over and they just jack them up.

Hammond, Indiana

This report was posted on Ripoff Report on 02/20/2003 09:29 PM and is a permanent record located here: https://www.ripoffreport.com/reports/emerge-master-cardprovidian-financial/columbus-georgia-31902-3034/providian-financial-ripoff-nationwide-worldwide-46308. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Suggestion

gov't is doing something about this

AUTHOR: Anon - (U.S.A.)

POSTED: Thursday, February 20, 2003


I think the gov't is doing something about this company. I beleive they were cited for predatory lending and predatory tactics. Do a search under "predatory lending" "fair credit reporting act" "truth in lending" and you should come across the suit.

good luck, hope the info helps.

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