Peoples Credit First platinum card ripoff dishonest ripoffs Tampa Florida

I have received a similar note sent by the same creditor(Peoples Credit First) saying that my credit have been pre-approved without checking a single thing and that there was already a card reserved for me. The catch was that I had to send them an advance fee of $79.00 in order to get my card.

I knew that I could only utilize this card with in limits and thee only thing I could purchase was from a catalog that they send you. That I understood. After receiving my catalog and thoroughly examining, I have not found anything with the catalog that was attractive or anything that was worth its value, everything in the catalog was OVER-PRICED by a large margin.

Acting out of discontentment, I decided to call them to cancel my account(let me remind you that this was in August until now.) I have called from opening hours to the end of the day and yet I have never gotten through. Finally, I decided to check out the web site and hopefully try to cancel my account from there.

To enter the web page you have to type in your user's name and a password which included the account number for the user's name and your name for the password. Knowing that there's a note that says it's case and space sensitive, I tried many different ways to see if I can get in. After about 10 minutes of trying, I was unsuccessful and quite frustrated.

Not knowing much about this company, I realized that I should check to see the company's background. After carefull spectualtion I found out that this a dishonest company that retains no moral respect for anyone and for those who works for this FRADULENT COMPANY!!! I hope you insinerate in HELL and for the CEO of this company I pray that your future generations will born without a sphinter.

Sincerely,
Poor Man W/O $79.00 and 00.00% customer service.

I just recieved one of these Certificates.
It Plainly states, "CONGRATULATIONS, YOU ARE GUARANTEED APPROVAL FOR A PEOPLES CREDIT PLATINUM CARD WITH A CREDIT LINE OF $5000.00. THIS IS NOT A "MAYBE" WE HAVE ALREADY RESERVED A CARD IN YOUR NAME.

TO RECIEVE YOUR PLATINUM CARD PLEASE SIGN AND MAIL THIS GUARANTEED ACCEPTANCE CERTIFICATE AND INCLUDE YOU ONE-TIME ONLY $450.00 MEMBERSHIP FEE. ONCE WE RECIEVE THIS FORM WITH YOUR MEMBERSHIP FEE, YOUR PLATINUM CARD WILL BE SENT TO YOU.

COMPLETE DETAIL FOR YOUR MEMBERSHIPWILL BE INCLUDED WITH YOUR NEW PLATINUM CARD.

YOU MAY USE YOUR PLATINUM CARD IMMEDIATLEY UPON RECEIPT FOR ALL PURCHASES FROM CREDIT PROVIDER.
PEOPLES CREDIT FIRST PROVIDES A 30-DAY GUARANTEE OF MONEY BACK, IF YOU ARE NOT COMPLETELY SATISFIED, PLEASE RETURN YOUR PLATINUM CARD AND MEMBERSHIP PACKAGE WITH-IN 30 DAYS AND YOUR GUARANTEE OF MONEY WILL BE REFUNDED- NO QUESTIONS ASKED.

No after onsulting my attourney about this "Certificate" he stated that it is a credit card, as it still has a APR on it and you use it to charge to an "CREDIT" account.

People first will not be getting my money but will be getting a nice report to the BBB in my area, and hopefully you all will do the same.

Peoples Credit First received your $49 money order on 8/20th. Your package was mailed on August 26th. We have never charged $79. We do not take money out of anybody's account.

Our certificate does not state it is a credit card of any sort. We have a lot of members that love our program. If you choose to cancel, you need to send the complete package back within 30 days. We will send you a refund.