Cendant Mortgage, Now "PHH Mortgage Services" Is Unbearable To Deal With Cendant PHH holds you up if you're a month late - can't pay, can't get answers or mortgage assistance Mount Laurel New Jersey

 u must work for them . thinking pmi is good ,  well  i been with then foe 6 year had a house fire back in july 2012 this 2013 now  never been late  till the fire  but there saying  we late and it's showing on our report and  how is that  fair  we paid our bill's and they was on time  but  now they saying we  was late plz tell how  

You stopped paying your mortgage, and all of the sudden the company is a fault? The "exhorbatent fees" you speak of are very normal for those who don't pay thier bills.

This is a business. Just like any other and in an industry that is really hurting for cash. You not paying because you can't isn't thier problem. Perhaps you should try cutting other costs (like your internet service...).

And actually the PMI requirements have been changing RAPIDLY. The market as a whole has been changing to try and keep up with trends. There are no regulations on the changing of PMI. Only the capped amounts for premium (which if you had that you would really be crying).

Ospreyguy