- Report: #977858
Complaint Review: BLUEBIRD AMERICAN EXPRESS
| BLUEBIRD AMERICAN EXPRESS
Internet United States of America |
|
BLUEBIRD AMERICAN EXPRESS BLUEBIRD WALMART CARD WHAT IS AMERICAN EXPRESS DOING? TRYING TO HOLD ON TO OUR $$$ Internet
*Consumer Comment: This has nothing to do with Bluebird
*Consumer Comment: Customer service
*Consumer Comment: Multiple Gas Pumps
*Consumer Comment: American Express hate American workers.
*Consumer Comment: You are not alone
*Consumer Comment: Yes, they do.
*Consumer Comment: Not All Debit Cards Work That Way
*REBUTTAL Owner of company: this card is a joke
*Consumer Comment: Not necessarily an AMEX issue.
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I purchased the Bluebird Card from Walmart to try it out. After creating an account and receiving the new card in the mail, I put $450 on the card. I was planning a road trip, so thought it would be a good idea to use it to buy gas and food while travelling. It worked fine for the first four transactions. After that the card declined at the next gas station. How ridiculous! I have more than $200 balance and it would not go through. Luckily I had cash and credit cards to use.
After getting back home, I tried to call them for 2 days at the 877-486-5990 number, and due to the high volume of calls, no one was available, and the phone hang up. Went online it shows a total balance of $211.00, but $0.00 available. Tried calling them again, same thing. Went online the next day, then all the funds are available. Not sure what their tactics are, but for American Express to be such a large company, this service is horrible! This is the year 2012, you do not need 3 days to process debit transactions. My bank knows my balance and what's available immediately! PLEASE GET A CUSTOMER SERVICE DEPARTMENT TO TAKE CARE OF YOUR BLUEBIRD CUSTOMERS.
I would not recommend Bluebird to anyone and will close out this account.
This report was posted on Ripoff Report on 12/04/2012 11:59 AM and is a permanent record located here: http://www.ripoffreport.com/r/BLUEBIRD-AMERICAN-EXPRESS/internet/BLUEBIRD-AMERICAN-EXPRESS-BLUEBIRD-WALMART-CARD-WHAT-IS-AMERICAN-EXPRESS-DOING-TRYING-TO-977858. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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Search Tips#1 Consumer Comment
This has nothing to do with Bluebird
AUTHOR: wildcat1100 - ()
SUBMITTED: Friday, March 22, 2013
You obviously used the card out at the pump, and were too lazy to go inside and pay. Had you gone inside, this would not have been an issue. The hold on your funds has nothing to do with Bluebird. Why would Bluebird want to hold your funds? It's the gas station. Some gas stations do this to make sure you don't have $5 on the card, and then go on to buy $70 worth of gas. Think about it. Between the gas station and Bluebird, who stands to lose money when someone pays with a pre-paid card at the pump? It's the gas station. Some gas stations still don't hold your funds, which is why - for some people - this has not been an issue with paying at the pump. Had you used any other card, the same thing would have happened. Bluebird has no control over this.
#2 Consumer Comment
Customer service
AUTHOR: misplacedtexan - (United States of America)
SUBMITTED: Saturday, March 09, 2013
#3 Consumer Comment
Multiple Gas Pumps
AUTHOR: Miss_Huntress - (United States of America)
SUBMITTED: Sunday, February 17, 2013
#4 Consumer Comment
American Express hate American workers.
AUTHOR: Timothy - (United States of America)
SUBMITTED: Saturday, February 16, 2013
The big money corporations don't want to hire Americans, they don't want to pay a living wage, they are greedy, and Americans are not taking it any more. Beware of the American consumer might. If we get in it our minds to boycott greedy corporations, they can sell their junk where they have it made.
Sincerely,
#5 Consumer Comment
You are not alone
AUTHOR: hylifavrd - (United States of America)
SUBMITTED: Friday, February 15, 2013
If the particular gas station you are using does not process a hold (it's up the the merchant), then it's possible that you would not have this issue. I posted because a large percentage of 'pay at the pump' transactions will involve a hold. There have been many similar complaints posted to this site over the years from people who did not understand why this happens.
" I purchase gas while out shopping and most days by the time I get home it has already cleared my account. "
If your debit card is of the common Visa/Mastercard type, they all use the same system. There are merchant processors and clearinghouses involved in posting the final transaction and it does take 3-5 days. If you see something on your account the same day, you are looking at a hold (sometimes called 'pending') transaction. It is not possible for a debit transaction to post and clear your account the same day that you make it. They system does not work that way.
#7 Consumer Comment
Not All Debit Cards Work That Way
AUTHOR: Miss_Huntress - (United States of America)
SUBMITTED: Sunday, January 20, 2013
To the Original Poster:
The next trip you need to take you might consider using your regular debit card. If you need to keep track of expenses, in the past I have opened a separate account at my regular bank and been issued a debit card. I just deposit the money I need for my trip and use my card. I've never had the problem you describe. I really hope you can get it resolved soon. Best of luck to you!
#8 REBUTTAL Owner of company
this card is a joke
AUTHOR: stef - (United States of America)
SUBMITTED: Friday, January 11, 2013
#9 Consumer Comment
Not necessarily an AMEX issue.
AUTHOR: Flynrider - (USA)
SUBMITTED: Tuesday, December 04, 2012
When debit cards are used at a self service pump, the gas station sends a "hold" transaction which can be anywhere from $1 to $100 (it's up to the station). The hold is generated on the initial swipe, before the gas is pumped. They do this because they do not know how much gas you are going to pump and they want to be sure you have enough funds to cover the purchase. The hold remains on your account and ties up that amount of your available balance until the actual transaction amount posts to your account. It usually takes between 3 and 5 days for a transaction to post.
To avoid this issue, its best not to use a debit type card at a self serve pump. If you pay with the card inside, after you've pumped your gas, then the hold is only applied for the actual amount of the transaction.
" This is the year 2012, you do not need 3 days to process debit transactions. My bank knows my balance and what's available immediately! "
Actually, it does take 3 days or so for a credit or debit transaction to post to an account (which is different from the authorization that happens when a card is initially swiped). A merchant sends all of its transactions in a daily batch to its card servicing company. That company then sends the transactions to a clearing house where the transactions are then sent to the cardholders bank for final posting.

