- Report: #427902
Complaint Review: COMBINED INSURANCE COMPANY OF AMERICA
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| COMBINED INSURANCE COMPANY OF AMERICA 5050 N. BROADWAY
CHICAGO, Illinois U.S.A. |
|
COMBINED INSURANCE COMPANY OF AMERICA WON'T PAY CLAIM FOR MY ACCIDENT POLICY CHICAGO Illinois
*UPDATE Employee: Here is what you do
* : How to get this resolved !
Does your business have a bad reputation?
Fix it the right way.
Corporate Advocacy Program™
I'm a self-employed construction worker and bouhgt an accident policy on Sep.1998,to help with bills in case of an unexspected injury.
I injured my back Aug.20 2008. I had x-rays and an MRI done. For insurance purpuses my doctor suggested therapy,that did'nt work, which i knew it would'nt.
I then saw a Neurological surgen and had a milogram done which showed disc injury.I had surgury on Dec.8 2008 to repair the damaged disc.
I filled out the so called,simple,fast and easy claims form and faxed it to combined insurance.After a week i called them to check on the status of my claim.I was told it would take 7 to 10 working days before it would be reviewed.
Well of course it took moore than 10 days due to xmas and new years.I called them again Jan.14 1009 and they told me they needed more information from my doctor and w2ould need threr office notes.
The doctors sent this paper work and for weeks combined insurance denided receiving it.Finally after more time dragged by they received it and would need 7 to 10 days to review it.
Now it's Feb.24 2009, I called combined to check on the status of my claim.After being put on hold for 15 minutes again, i was told that my claim was denied because my doctors did'nt see me fall and how would combine know it was'nt a health problem and not an accident.
You have to be kidding me.I payed for this insurance for 10 years and in the time of need, it's not there to help pay the bills. Combine owes me two months of partial disability,four months total disability and can't go back to work till spring.
My morgage is in rears,my gas heat,electric,phone are all being threatened of termination.I can't believe this is happening. I'm in deep trouble and don't know what can do.
If there is an attorney or Government agency out there that would like to look into my situation,I would sure appriceate it.
Steve
WILLIAMSPORT, Pennsylvania
U.S.A.
This report was posted on Ripoff Report on 02/24/2009 10:08 AM and is a permanent record located here: http://www.ripoffreport.com/r/COMBINED-INSURANCE-COMPANY-OF-AMERICA/CHICAGO-Illinois-60640/COMBINED-INSURANCE-COMPANY-OF-AMERICA-WONT-PAY-CLAIM-FOR-MY-ACCIDENT-POLICY-CHICAGO-Illin-427902. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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Search Tips#1 UPDATE Employee
Here is what you do
AUTHOR: Current Employee of CICA - (USA)
SUBMITTED: Friday, October 23, 2009
POSTED: Friday, October 23, 2009If that does not work, each state has an insurance commisioner that is appointed by the gov. of each state. Get them involved, its kind of protection against companies what could be considered Malpractice.
Good Luck
#2
How to get this resolved !
AUTHOR: anonymous - (USA)
SUBMITTED: Friday, September 11, 2009
POSTED: Friday, September 11, 2009Contact via certified mail return receipt Combined Insurance. TELL them you will be filing a claim with the State Insurance Commission if they do not PAY on the claim withing 14 days of return receipt. STICK TO YOUR WORD ! IF you do not have your money by 14 days file the claim. Insurance companies are scared to be tattle-tailed on to the insurance commission.
Good Luck
