- Report: #158322
Report - Rebuttal - Arbitrate
Complaint Review: CPRS
CPRS11601 Roosevelt Boulevard St. Petersburg, Florida U.S.A.
Certegy Payment Recovery Services, Inc. ripped off, fraudulant check typed out by CPRS and cashed by my bank St. Petersburg Florida
*Consumer Comment: Paula, check the TJ Maxx Check Policy
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I had written a check to TJ Maxx and the check didn't clear. I had no problem making it good with TJ Maxx but then one day while checking my account on-line I noticed that the check was re-deposited and had cleared.
I then received a bill from CPRS requesting I pay the full amount of the check that I had written to TJ Maxx, as well as their $25.00 fee for re-depositing the check or if the check had cleared on the re-deposit to pay just their fee of $25.00.
I had no problem with paying them the $25.00 fee but that was before I went on-line to check my account about a week later.
They had typed out a check and used my account numbers, etc. off the check I had written to TJ Maxx and on the signature line were the words "Pre-Authorized Debit."
I never was contacted by CPRS to "Pre-Authorize ANY Debit." I don't know about anyone else, but I live paycheck to paycheck and I had balanced my checkbook and had only enough money in my account to cover the checks, etc. I had out at the time leaving only about $2.50 to spare!
There $25.00 fradulant check caused me approx. $120.00 in bad check fees and I am pissed!
I called my bank and was told that the charges would be reversed pending an investigation but nothing has been done as of yet.
I have tried on numerous occasions to contact CPRS but have waited on hold up to 42 minutes before I lost my patience and finally hung up.
I can not believe that this can happen. Something definitly needs to be done about this kind of crap.
This report was posted on Ripoff Report on 09/26/2005 03:53 AM and is a permanent record located here: http://www.ripoffreport.com/r/CPRS/St-Petersburg-Florida-33716/Certegy-Payment-Recovery-Services-Inc-ripped-off-fraudulant-check-typed-out-by-CPRS-and-158322. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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