• Report: #436999

Complaint Review: First National Credit Card - Legacy Visa

  • Submitted: Tue, March 24, 2009
  • Updated: Tue, March 24, 2009

  • Reported By:APO AE Other
First National Credit Card - Legacy Visa
www.firstnationalcc.com Sioux Falls, South Dakota U.S.A.

First National Credit Card - Legacy Visa Credit card scam Sioux Falls South Dakota

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I have been a credit card holder through First National/Legacy for a while now, and decided to cancel it because of the outrageous fees this company keeps charging. I never had a credit card before and needed to build-up my credit.

I received a $250 credit limit, with the understanding that I would be able to increase my credit limit. After a while, and seeing that I was paying fees, even when my balance was at $0 and I wasn't using my card, I decided to cancel it.

When I called, I got lured back to keep my card with the understanding that, because I am in the military, and was being deployed to a war zone, my account would not incur any monthly fees. On top of that, being in the Middle-East, I do not get to check my account often, and mail takes forever to get delivered. I finally get to check my account today and, apparently am still paying monthly fees. It also tells me that I am 40 some days late on paying my monthly fees, that I was not suppose to have in the first place.

This company is a complete scam, and will tell you anything to keep you or gain you as a cutomer. I am canceling the card first thing in the morning since they don't even have a customer representative you can talk to 24/7.

If anybody knows how to get what I paid back, or at least a way to prevent this from destroying my credit, please help.

Thank you

Xander

Xander
APO AE
U.S.A.

This report was posted on Ripoff Report on 03/24/2009 05:15 AM and is a permanent record located here: http://www.ripoffreport.com/r/First-National-Credit-Card-Legacy-Visa/Sioux-Falls-South-Dakota/First-National-Credit-Card-Legacy-Visa-Credit-card-scam-Sioux-Falls-South-Dakota-436999. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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