Wells Fargo $372 in fines for eating Taco Bell, held check, even refused to take a deposit once!!! Round Rock Texas

I checked my balance today and was surprised to find that they gave themselves a BIG Christmas bonus at my expense! Looks like in all the holiday hub-bub, I may have overdrafted a few dollars...well, actually not... we made a deposit on the 23rd which they did not post it until the next day, yet it WAS available to use on my debit card. Those $2 meals and gas for the car really add up...

12/24/02 DEPOSIT $344.33 +
12/24/02 OVERDRAFT FEE $31.00
12/24/02 OVERDRAFT FEE $31.00
12/24/02 OVERDRAFT FEE $31.00
12/24/02 OVERDRAFT FEE $31.00
12/24/02 OVERDRAFT FEE $31.00
12/24/02 OVERDRAFT FEE $31.00
12/24/02 OVERDRAFT FEE $31.00
12/24/02 OVERDRAFT FEE $31.00
12/24/02 OVERDRAFT FEE $31.00
12/24/02 OVERDRAFT FEE $31.00
12/24/02 OVERDRAFT FEE $31.00
12/24/02 OVERDRAFT FEE $31.00
12/23/02 CHECK CRD PURCHASE 12/20 SHELL NO 54204200346 AUSTIN TX 432374XXXXXX3307 2429910PJ37Z6X9T1 ?MCC=5541 111900659DA $1.57
12/23/02 CHECK CRD PURCHASE 12/19 AUNTIE ANNE'S CEDAR PARK TX 432374XXXXXX3307 2445501PH6VBFFJDN ?MCC=5814 111900659DA $2.15
12/23/02 CHECK CRD PURCHASE 12/21 WHATABURGER #162 AUSTIN TX 432374XXXXXX3307 2474700PLPYSGJ7PW ?MCC=5814 111900659DA $2.25
12/23/02 CHECK CRD PURCHASE 12/19 QUICK WAY GROCERY TAYLOR TX 432374XXXXXX3307 2441800PJA9TP8JF8 ?MCC=5499 111900659DA $2.38
12/23/02 CHECK CRD PURCHASE 12/19 WAL MART TAYLOR TX 432374XXXXXX3307 2422638PJ9AR0Q5NJ ?MCC=5310 111900659DA $2.53
12/23/02 CHECK CRD PURCHASE 12/19 TACO BELL #15925 TAYLOR TX 432374XXXXXX3307 2445501PH6VQ302VR ?MCC=5814 111900659DA $2.90
12/23/02 CHECK CRD PURCHASE 12/20 TACO BELL #15925 TAYLOR TX 432374XXXXXX3307 2445501PJ6VF2A872 ?MCC=5814 111900659DA $2.90
12/23/02 CHECK CRD PURCHASE 12/21 SHELL NO 54204200346 AUSTIN TX 432374XXXXXX3307 2429910PK37Z6Y72D ?MCC=5541 111900659DA $4.31
12/23/02 CHECK CRD PURCHASE 12/20 TACO BELL #15925 TAYLOR TX 432374XXXXXX3307 2445501PJ6VF2A87J ?MCC=5814 111900659DA $8.23
12/23/02 CHECK CRD PURCHASE 12/19 PARK PLACE FOODS MANOR TX 432374XXXXXX3307 2445501PH6VA9KYB9 ?MCC=5542 111900659DA $10.00
12/23/02 CHECK CRD PURCHASE 12/20 SHELL OIL 42542220032 TAYLOR TX 432374XXXXXX3307 2469216PK00BV68SY ?MCC=5542 111900659DA $13.00
12/23/02 PAYPAL TRANSFER 021223 1051824329 MICHELLE REESER $16.45

Notice the amounts of the transactions... $2.90 here, $2.38 there, each good for a $31 fee. WOW! Those 2 pretzels at the mall were good, but not THAT good! Wells Fargo is working hard for my money and deserve it much more than my family or the mortgage company.

Now that my account is negative instead of positive, I am sure they will assess even more fees tomorrow. I see some checks oending that I am more than sure they will tip themselves on.

This is not the first time they have done this. They have feed me on the stupidest crap. Once I was really in a bind and got a check from my late grandfather's estate for $2000. My husband deposited it and they took it. I wrote some checks for bills. The next business day they called me telling me they could not take the check because it was not signed by my dead grandfather and they needed his driver's license, also. After arguing with a "manager" for awhile, they said they would take it this "one time" if my lawyer faxed his driver's license over ASAP. My lawyer has control over the account. They wanted him to bring it in, but he is about 3000 miles away.

Another time I took money out of the ATM on a holiday weekend, reached for the money and the machine sucked it back in. My funds were "unavailable" then because the machine thought I took the money out, so I had no money until the next business day when I went to the branch and had to wait until they counted the ATM to get it back.

Why don't I change banks? There simply aren't any good ones and it's so much trouble. I tried Bank of America, they refused to put my married name on the account because they insisted that a marriage license would have my new name or else I kept my old name. Idiots! ex: should say Jane Smith marries John Smith...whatever. It also took 6 months to get an atm card. I tried Chase bank, they fee'd me $90 for an atm that said I took out more money than I did. I also had problems with my ATM card, finally I closed the account with the bank manager who said she'd close it out with a zero balance, no need to sign anything, she'd take care of it. 5 years later, I find out she never closed it and the fees have built up to almost $80 in the meantime. I only found out when I tried to write a check somewhere, it was declined, I called the number and they told me that I owed the bank money. I have tried other banks, too and even tried going on a cash basis.

Michelle
Taylor, Texas
U.S.A.

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