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Report: #47594

Complaint Review: AMERIQUEST MORTGAGE - WEXFORD Pennsylvania

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  • Reported By: Wexford Pennsylvania
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  • AMERIQUEST MORTGAGE PA BRANCH WEXFORD, Pennsylvania U.S.A.

AMERIQUEST MORTGAGE consumer rip-off fraud they will take advantage of you putting your name in the daily newspaper Wexford Pennsylvania

*Consumer Comment: AMERIQUEST PUTTING YOUR NAME IN THE PAPER

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I am so glad to have found a site such as this where your able to express your concerns and DISSATISFACTION. i HAVE CONTACTED THE BBB and the PA DEPT OF BANKING and each of these organizations can't tell you howmany complaints are lodged agaist Ameriquest Mortgage. How is it that when a homeowner is faced with foreclosure their name is pasted in your daily newspaper and they feel embarrassed. The Federal government should make all complaints public record accordingly. I was not surprised to find that there is another individual on here who filed a complaint against the same office.

I can tell you that some of the things that happened to him where similar to what happened to me. They forged my loan application with false information. They lied to me about the interest rate. They lied to me about a prepayment penalty. They did not respond to my complaint with the BBB, HOWEVER, they did respond to the complaint with the PA DEPT OF BANKING. They denied everything, however, I have proof to back up my story and I sent a copy of the proof to the same.

I think the other guy who complained on here is named JOHN. I would like to know which attorney you have found to help you. I hear there is a group located here in Pittsburgh who helps people like us who have fallen prey to these liars / cheats! Could someone direct me to this organization?

I did a search and found where a national organization reached an agreement with Ameriquest. They apparently promised not to target low income or elderly folks with PREDATORY LENDING. But as you can see they comtimue to do this.

I warn everyone not to do business with Ameriquest Mortgage as they will take advantage of you.

I cannot afford these mortgage payments they have given me. We are going to lose our home and I have 2 young children who would be devistated.

Can someone help us?

Most sincerely,

William
Wexford, Pennsylvania
U.S.A.

This report was posted on Ripoff Report on 03/02/2003 01:24 PM and is a permanent record located here: https://www.ripoffreport.com/reports/ameriquest-mortgage/wexford-pennsylvania/ameriquest-mortgage-consumer-rip-off-fraud-they-will-take-advantage-of-you-putting-your-na-47594. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
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#1 Consumer Comment

AMERIQUEST PUTTING YOUR NAME IN THE PAPER

AUTHOR: Angela - (U.S.A.)

POSTED: Wednesday, September 01, 2004

I AM A LICENSED REALTOR IN THE STATE OF OKLAHOMA. ALL MORTGAGE COMPANIES LEGALLY HAVE TO PUT A NOTICE IN THE NEWSPAPER. THEY DO NOT DO SO UNTIL YOU ARE ATLEAST 3 MONTHS BEHIND.

IF YOU LIVE IN TENNESSEE AND THE MORTGAGE COMPANY IS IN CALIFORNIA THEY DON'T KNOW IF YOU ARE STILL IN THE HOUSE OR NOT IF YOU DON'T RESPOND TO THEIR CALLS OR LETTERS.

YOU CAN LOG ONTO ANY COUNTIES COURT DOCKETS ONLINE AND ALSO SEE WHO IS IN FORECLOSURE. JUST LIKE YOU CAN SEE YOUR NEIGHBORS SPEEDING TICKETS. ALL SHERIFF'S DEPARTMENTS LIST IT IN THE PAPER TOO. THAT'S HOW THEY SHOW THE PROPERTY IS AVAILABLE FOR SALE AND GIVE THE OWNERS 1 LAST CHANCE. ITS A STATE LAW. ITS NOT TO EMBARRESS ANYONE.

A LOT OF PEOPLE THAT ARE LOSING THEIR HOMES JUST MOVE OUT OF THE PROPERTY AND LEAVE IT VACANT. PUTTING IT IN THE NEWSPAPER IS A WAY OF LEGALLY GIVING THESE PEOPLE THE CHANCE TO SAVE THEIR HOME IF THEY WISH.

YOU MAY NOT KNOW IT, BUT YOU CAN CATCH UP YOUR PAYMENTS AND PAY ANY LEGAL FEES UP UNTIL SHERIFF SALE CONFIRMATION (WHICH IS USUALLY 3-4 WEEKS AFTER THE SALE) AND KEEP YOUR HOME. MOST FORECLOSURES TAKE ANYWHERE FROM 6 MONTHS TO 3 YEARS BEFORE THEY ARE COMPLETED.

IN THE MEANTIME THE MORTGAGE COMPANIES ARE PAYING TO HAVE THE HOUSES SECURED, WINTERIZED, MOWED, ETC. AND LOSING EVEN MORE MONEY THAN THEY ALREADY HAVE. SO LETS JUST GIVE 'EM A BREAK. THEY GAVE YOU A CHANCE BY LOANING YOU THE MONEY IN THE FIRST PLACE.

THINGS IN LIFE ARE NOT FREE. LETS ALL MAKE OUR MORTGAGE PAYMENTS OR CALL THEM TO MAKE ARRANGEMENTS AND WE WON'T HAVE TO WORRY ABOUT OUR NAMES BEING IN THE NEWSPAPER.

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