Bank One ripoff Crazy finance charge on 30 cent debt. Wilmington Delaware

In August of 2003 I sent in a payment of $2,782.50. I left by mistake a thirty cent balance. I then received a statement for $36.30, due on Oct. 3, 2003. I called the company and asked why I was receiving an interest charge of $36.00, on .30 cents. They were rude and said I needed to pay it.

I also sent an e-mail, and a letter by express mail. As of this date I still have not received a reply. I sent in a check for $36.30. As I know if I did not, they would of charged me a late fee.

This company also kept increasing my interest rate, until it was 24.99%. This is why I decided to pay them off. Like I stated I know I owed them thirty cents, but the finance charge is crazy.

Rick
Las Vegas, Nevada
U.S.A.