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Report: #1288840

Complaint Review: credit one bank - city of industry California

  • Submitted:
  • Updated:
  • Reported By: JOANN JAMES — STANLEYTOWN Virginia USA
  • Author Not Confirmed What's this?
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  • credit one bank p.o. box 60500 city of industry, California USA

credit one bank my name is joann j and i wanted to say i have not had a credit one bank credit card since i cut it in bits and pieces and sent them a note telling them to cancel the credit card and a $100.00 money order in an envelope august,2015. and they didnt cancel it and thats fraud! city of industry,california 91716-0500 las vegas,nevada 89193-8873

*General Comment: Correct way.

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the credit one bank is ripping me off. i sent them a $100.00 money order,a note telling them to cancel the credit card and i cut the credit card in bits and pieces and sent ii in an envelope back to the company but they have not cancel the card yet because i got a statement today for $1,185.81(2-20-2016) now you tell me how i can be using a credit card when i dont have one since august,2015 and told them to cancel the credit card when i sent a note and a money order fopr $100.00 and the cut up credit card all together august,2015,would ya? i expect them to send me damages reinburshment of $25,000 because they have ruined my credit,used me,abused me,use my name without permission,and using a card and account number i dont know when i cut it up and sent it back to the company august,2015 as god is my witness. i want and expect them to either prove im wrong or send me $25,000 in damages immediately.

This report was posted on Ripoff Report on 02/20/2016 09:12 AM and is a permanent record located here: https://www.ripoffreport.com/reports/credit-one-bank/city-of-industry-california-91716-0500/credit-one-bank-my-name-is-joann-j-and-i-wanted-to-say-i-have-not-had-a-credit-one-bank-cr-1288840. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 General Comment

Correct way.

AUTHOR: Tyg - (USA)

POSTED: Thursday, March 10, 2016

 You did not cancel this card the correct way so its STILL an active account. YOU FAILED to cancel it correctly so THIS is on YOU!!! You wont see any money because its YOUR FAULT!!! Perhaps in the future you will follow the correct way to cancel a card instead of ASSUMING that the note you sent would be enough. YOU are being hit for penalties and fees and a possible identity fraud due to the way YOU CHOSE to attempt to cancel the account. So tell us all again how much YOU are being victimized by THEM. THEY are NOT the bad guys. THEY are ONLY holding YOU to the terms and conditions that YOU AGREED TO when you first signed for the card. I m betting that YOU are yet another of those self entitled people who THINK they dont have to read what they are signing. YOU are facing all of this due ONLY to the choices YOU MADE!!!! And nothing more. YOU cannot play the victim when YOU have victimized yourself by YOUR choices. THEY dont NEED to prove YOU were wrong by the simple fact that you DID NOT close out the account correctly. ANY activity on your account is on YOU!!

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