Credit One Bank Credit One has committed fraud!! Las Vegas Nevada

 I had an account that became delinquent. I applied for the credit card as an individual - NO co-applicant. I did request that my husband receive a card as a card holder ONLY. My husband just discovered that the delinquent account was also listed on his Equifax credit report! Since I applied with no co-applicant, the only social security # listed on the application was mine. I don't know how they got my husband's ss #! They have committed fraud since they are also holding my husband, as ONLY a "card holder", responsible for non-payment AND surreptitiously acquired my husband's ss #. My husband and I couldn't communicate with the "collector" because of his dialect. BEWARE to those who are researching Credit One's integrity, remain fortunate and DO NOT open an account with them!!