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Report: #5836

Complaint Review: First National Credit - Aliso Viejo California

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  • First National Credit Pacific Pk Plz, 27101 Aliso Crk Rd, #126 Aliso Viejo, California U.S.A.

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The mailing says "you are already approved", "this is not a maybe", "0 interest for 12 months", but you have to look carefully to see "YOU MAY USE YOUR GOLD CARD IMMEDIATELY UPON RECEIPT FOR ALL PURCHASES FROM CREDIT PROVIDOR". They also ask you to send $37 for processing and delivery, but offer no insight as to what products they sell. Sounds like a "legal scam" to me!

Click here to read other Rip Off Reports on First National Credit

CLICK HERE to read about Credit Card Scams... find out how to get your money back. Consumer makes harsh but accurate statements. *Rip-off Report Investigation follow-up provides valuable information.

This report was posted on Ripoff Report on 07/21/2001 12:00 AM and is a permanent record located here: https://www.ripoffreport.com/reports/first-national-credit/aliso-viejo-california-92656/first-national-credit-gold-card-ripoff-guaranteed-approval-scam-5836. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
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4Consumer
0Employee/Owner

#4 Consumer Comment

Thank you rip-off report

AUTHOR: B - ()

POSTED: Monday, July 29, 2002

Thank you all for putting this on the internet. My husband just received the letter and it sounded too good to be true, so I went on the internet to see if it was legitimate and to find the phone number. I found the number, which is 949-448-8822, and they only will respond to people who currently have an account. The letter is going where it belongs...IN THE TRASH. Thanks again.

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#3 Consumer Comment

THANK YOU

AUTHOR: BECKIE - ()

POSTED: Saturday, July 20, 2002

Just wanted to say THANKS to all of you who responded to the rip off report. Yes it does sound really good, but I am glad I decided to do some research first. The BBB had nothing come up on First National Credit so that made me think, then I found there web site just by putting in there name, which they more less have frozen for now and then the rip off site came up and boy was it full of info. Thanks for all your comments!!!

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#2 Consumer Comment

I Agree! Sounds like a Legal Scam!

AUTHOR: Prudence - ()

POSTED: Sunday, May 12, 2002

I was perusing that identically worded First National Credit "Acceptance Certificate" I received in the mail today, and want to thank you for filing a "Rip Off Report". I was guaranteed approval for a Gold Card with a Credit Line of $15,000.

If it sounds too good to be true it generally is, and my skeptical nature drove me to look them up
on-line...and here I am! You can also refer to my "Rip Off Report" on Capital One...signed Penny from Milwaukee, WI
THANKS!!!!

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#1 Consumer Comment

They have a new Address they are using. same scam

AUTHOR: Dina - ()

POSTED: Tuesday, May 07, 2002

they are using first national credit
columbia corporate center
135 columbia
aliso viejo, ca 92656

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