Report: #266199

Complaint Review: GE Money Bank-Care Credit

  • Submitted: Wed, August 08, 2007
  • Updated: Wed, August 08, 2007
  • Reported By: San Diego California
  • GE Money Bank-Care Credit
    Orlando, Florida

GE Money Bank - Care Credit Dentist office ripoff CareCredit poster promised no interest if paid on tme monthly We paid by automatic payment by bank never late Orlando Florida

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CareCredit had a poster in our dentists office stating that we could pay dental bill by an advance from them, and that our account would not incur interest unless we failed to pay on time. We set up our account to be paid automatically by bank, hence no lates.

We just received a statement, dated 8/22/2007, which shocked us with the, brand new, inclusion of a finance charge of $1027.25. The previous statement, for July, stated "Minimum *Finance Charge* Purchases . . . $1.50"

My wife immediately called the 866 # and was referred to the smallest print paragraph on the statement, "You will incur no Finance Charges on a Deferred Interest promotional purchase provided that the promotional purchase amount is paid in full by the Indicated Promotional Expiration Date, etc.

No such expiration date was ever mentioned, and a no notice/reminder was ever given. An indication, needing interpretation, was pointed out by phone answerer, in a location, and of such a small print, as to have been totally "hidden". This critical info was nowhere in the "Account Information" panel, which is where most reasonable people would expect to find such. We have
paid the Previous Balance, in full, and dispute the spurious interest charge.

San Diego, California
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This report was posted on Ripoff Report on 08/08/2007 03:47 PM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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