• Report: #430362
Complaint Review:

HSBC Card Services

  • Submitted: Tue, March 03, 2009
  • Updated: Tue, March 03, 2009

  • Reported By:Eastlake Ohio
HSBC Card Services
accountcentralonline.com Nationwide U.S.A.
  • Phone:
  • Web:
  • Category: Banks

HSBC Card Services Credit Limit Decrease caused me to be over my limit Online Natiownide

What's this?
What's this?
What's this?
Is this
Ripoff Report
About you?
Ripoff Report
A business' first
line of defense
on the Internet.
If your business is
willing to make a
commitment to
customer satisfaction
Click here now..

Does your business have a bad reputation?
Fix it the right way.
Corporate Advocacy Program™

SEO Reputation Management at its best!

I went online on 2/25 to double check that my payment was due. Nothing looked unusual and I setup my payment. I checked back on 3/1 and suddenly, I have a giant stop sign on my account saying I am over my credit limit.

I saw my limit decrease by $610.00. I read anything I get from my creditors cover to cover and I can assure you, I did not receive anything from them. Our call to them was the scripted "business decision" talk and that was it.

We have never been late on our payments. We have never went over our credit limit. We even have several other cards through them (2 of the 4 have gotten limit decreases as well!) and none of those cards have ever been paid late either!

I, like many others, have heard about possible credit decreases just because of the economy. However, a company slashing my credit without any warning is unacceptable to me. I'm sure in some little tiny print somewhere it says they can do it, so they haven't broken any "law", but, they have lost my trust. For a company that is trying to combat a multi-billion dollar loss, I'd think they would want to keep the customers that they have that are on time and credit worthy.

Eastlake, Ohio

This report was posted on Ripoff Report on 03/03/2009 01:36 PM and is a permanent record located here: http://www.ripoffreport.com/reports/hsbc-card-services/nationwide/hsbc-card-services-credit-limit-decrease-caused-me-to-be-over-my-limit-online-natiownide-430362. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

Click Here to read other Ripoff Reports on HSBC Card Services

Search for additional reports

If you would like to see more Rip-off Reports on this company/individual, search here:

Search Tips
Report & Rebuttal
Respond to this report!
What's this?
Also a victim?
What's this?
Repair Your Reputation!
What's this?
Ripoff Report Recommends
ZipBooks Accounting Software

Advertisers above have met our
strict standards for business conduct.