• Report: #1045976
Complaint Review:


  • Submitted: Wed, April 24, 2013
  • Updated: Wed, April 24, 2013

  • Reported By: Revenge88 — Sandy Utah
Internet United States of America

loan4utoday fastloanfast loan4utoday a online loan lender matching, Extreme fraud site must be taken down. Internet

*Author of original report: Will Loan4u strike my account for a 4th payment?

*Consumer Comment: Same thing here

*Author of original report: They did it again.

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 Lets see where to start?

 A few months ago I was looking for a loan site I clicked on any site related to loans, I just so happened to stumble upon  loan4utoday.com no indication no big letters saying what I was getting myself into, I figured it would be a free site, So I used their matching system and basically that was the biggest mistake I've ever made online in a lifetime. 

 on 2/27/2013 is when the first unauthorized charge of $30.00 check to my bank was made,  I contacted them and I was told to read the agreement on their site, I did.

the agreement was : 

When you sign up at the Loan4utoday.com website, you will have the option of enrolling into the Loan4utoday.com Assistance Program. If you enroll into the optional program, Loan4utoday.com will produce an electronic check that will be withdrawn from your bank account for the one-time, non-recurring charge of $30.00 (Thirty-Dollars and Zero Cents).

If you do not get a loan offer for at least $100 within 60 days of enrollment, you may receive a full refund by calling us toll free at 775-200-1525 or by e-mailing us at support@Loan4utoday.com. Your refund will be paid within 14 business days.

So after that I decided not to use their site, and stopped  loan searching; and that one payment was my doing for being on their site . But of course more stuff from this site had to surface. 

1 month and 24 days later.....
Another check was  charged at my bank for $30.00.

Well... what got me very angry is that I am now in -35.00 my overdraft for something I didn't not authorize a second time. This site practically owns my bank account and as far as I know they can take out money from my bank whenever they want even if it breaks their own terms of agreement.

 The first charge I thought was a fluke, 2nd charge I have literally lost it and I am out to take this company down even if it means I use every once of my ability to do so.  I thought there was no reoccurring payments I just don't understand why they charged me again, I contacted them no answer as of yet, if they don't refund me then that is the last straw.

This report was posted on Ripoff Report on 04/24/2013 05:55 PM and is a permanent record located here: http://www.ripoffreport.com/reports/loan4utoday/internet/loan4utoday-fastloanfast-loan4utoday-a-online-loan-lender-matching-extreme-fraud-site-mus-1045976. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Author of original report

Will Loan4u strike my account for a 4th payment?

AUTHOR: Revenge88 - ()

So far I have been charged 3 times $90.00 which put me in  my over draft $-75.00 of fees. Total damage to my yearly income that I could have paid my bills with = 165.00

all three Checks had 3 different names so this guy is doing all he can to not get caught: fastloanfast.com Loan4utoday.com & fastloan4me.com. changing I.P. address and what not.

I am going to do all I can to contribute any info to stop this. I wish I could find him myself and ring his neck but that is my anger talking, but still....if this guy "Aaron Shoaf" is the real guy doing this then I hope the next few steps will lead to his punishment for preying and stealing from the poor.

I did attempt to find his address on Spokeo or Person look up on the web, but it was hard to find him since his name shows many different addresses in Nevada, all are not his home address just his company's address. It shows he is 45 years old, his brother may be Gene Shoaf maybe he will give answeres I did find him on facebook. I found Aaron Shoaf may live in Silversprings or Carson City Nevada. If this guy sticks with $30.00 a month least I know what to expect and battle to keep my account the way it is even though It isn't smart; but I can not afford to close my bank account.

I noticed the checks do swoop in at random dates so far, the last check caught me off gaurd, this time I might be prepared if a 4th one comes in but may put me in my overdraft again. I just really hope I can hold out until this  fraud dude is taken care of. Maybe if enough people bring this to the attention of millions then the serious government organizations will take it seriously to deal with this. So far I think not many are helping this problem like the big companies or F.B.I may not be taking this as a serious case but that is just my opinoin.

So if he is never caught, I guess I am stuck with $30.00 a month I refuse to give up my bank account. For everyone with the same situation hang in there! Even if we have to take care of this ourselves either way it will be stopped soon. 

Anyway  I will update if a 4th charge comes in..

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#2 Consumer Comment

Same thing here

AUTHOR: ohoh - ()

Same exact thing here, what can we do?

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#3 Author of original report

They did it again.

AUTHOR: Revenge88 - ()

 May 1, 2013 Update! this is the 3rd charge costing me $165.00 total in damages, and irrepairable damage to my credit score; I am trying to keep above water but when their checks come in unexpectedly I have no chance. This time their name is changed to fastloan4me.com, preveious names were fastloanfast.com and Loan4utoday each time they charge they change the name.


What really makes me very angry is this charge sent me back into my overdraft. I barely broke even on paying my bills this month but I wasn't expecting another check soo soon from them,   I was waiting for my phone bill to get charged, but what do you know their check got to the money first. this is where the dominos fall because phone bill came in 2nd they swooped the money out from under me for my phone bill; and I got a double charge on my overdraft fee totalling to $50.00 because their check put me under.

I'm not happy I really don't know how to express how angry I am I can't let my rage out because it wont do any good because I can't do anything about it so what is the use. I feel helpless because I have no where to turn, I e-mailed them many times they do not refund me or cancel my account for no further charges,   I really do not want to cancel my bank account because I had it for many years; This is really getting me down thinking of being poor and having to cancel my bank account. I am basically being internet robbed for every penny, I work hard for my money I don't go around like them scamming people. This robbing from the poor it doesn't make any sense but I guess thats life and I must deal with it.


I would really like to take these guys down together with the rest of the victims if you wanna contact me e-mail me at dragon9001@hotmail.com I would like to collaborate with anyone to take these guys down in any way possible.

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