Mutual Of Omaha Long term disability policy ripped my off when I needed them the most! Omaha, Nebraska

I paid premiums to Mutual of Omaha for many years for a long term disabiliy policy through my employer.  Then I became totally disabled because of a neuro-muscular disease and degenerative disc disease.  I loved my job, but I just couldn't do it anymore.  I was in pain and my medical testing showed definate nerve damage leading to my arms and legs.  My doctor wrote a letter saying I would need a wheelchair.  My neurologist wrote a letter saying I am disabled, but Mutual of Omaha said there was nothing wrong with me!  They would have had to pay me about $600 per month.  When I applied for Social Security disability, they accepted me right away.

  This policy was a total waste of money.  I thought I had the security of Mutual of Omaha if I ever needed them.  Instead of being there for me, they were cruel and uncaring.