Ocwen Started Foreclosure Although Payments were caught up. Carol Stream Illinois

 We had been making our payments regularly but when the economy tanked we got behind by 30 days.  When we were able to get wht we thought was caught up, we received a foreclosure notice from Ocwen.  It seems, since we missed one payment, the payments we sent were all considered late so when it went 90 days proceedings were started.  We made our payments by Moneygram but they were rejected by Ocwen with no notification to us!

We were able to get the money back from Moneygram and pay over $3000.00 to reinstate the loan.  At this point our payments went up $55.00 monthly.  We were told this was escrow.  I can find no evidence to this effect.

We have have had this loan with Ocwen for 18 years and it has been nothing but a heartache.  We are unable to understand the customer service representatives because they do not speak English well enough.  We are never notified of changes and this morning, I went online to make my payment and am unable to get into the 'MAKE A PAYMENT' icon!

Because of all of this, our credit score has plummeted and nobody will refinance the loan for us.