Prime One Financial Aka Prime One Benefits ripoff- There is no Mastercard Company only demons committing fraud New York New York

Back around March 8th, 2004, I was contacted by Janet Murphy on my cell phone and was told I had been pre-approved for a unsecured Mastercard with a limit of $1000. Since she called my cell phone I thought this was a ligitament company since I had applied for other cards to help build my credit back up. She was so knowledgeable and very accurate with my personal information and like an idot, I fell for the scam. She had a man name Franklin call me back to verify information, so I really thought this company was o.k. But, during the entire conversation,Ms. Janet never said this was an offer for a benefits package and possible credit card. I don't need a d**n benefits package and I d**n sure wouldn't have given them $217.00 of my money for one.She said there was a one time fee of $219 that would be deducted from my checking account and she gave me a pin number,her extension number, and said I could cancel at anytime.

The money was supposed to be deducted on the 19th of March, but I called on the 17th and had the date moved back to April 2nd. When I got off the phone, some thing told me to pull them up on the internet and google led me right to rip-off.com. I immediately called them and canceled and then I called my back to let them know this was a fraud.

My bank said that if they still try to debit my account and are able to get the money, my account would be credited the next day and a stop payment would be done.Well, they waited until April 6th and sent a check through with my information on it and money was transferred from my savings to my checking to cover this. So, they got what they wanted anyway.

I have been going back and forth with my bank, since they had prior knowledge of this happening and are waiting for a response from them. I have called this company and talked to a Marilyn and Frank and was given the name of Steve,who is supposed to be a supervisor,which is probably a lie, but I told them that I reported them to the Federal Consumer Action Agency and that I am filing a report with my local police station if I don't receive my money or a Mastercard, not a benefits package.

I would be glad to go in on a lawsuit against them. I also am going to report my bank if they don't do anything to help me, because they were made aware of this and could have stopped it before it happened.

Yahna
GAINESVILLE, Florida
U.S.A.