RJM Acquisitions claiming to be creditor for a bill from 13 yrs ago that was paid. Ripoff! Syosset New York

This company is claiming to have purchased an account from First Consumer National Bank - Spiegels. The account was opened in 1990 and has been paid off and not active for years. They are claiming to have purchased the account as a creditor in 2002 and it carries a blance of $279.11. Why if this is valid have I just now heard from them? Why when I question them will they not answer my questions and refer me to a bogus automated service that requires me to give my sss# over the phone? And why do they only accept payment through credit card or check by phone? Please help, is this a valid company?

Dawn
Wausau, Wisconsin
U.S.A.