Universal Acceptance Corporation I am being mistreated and intimidated by Universal Acceptance Corporation Edina, Minnesota

You are being financed by them instead of a bank with much lower interest rates because you developed a reputation for not paying your bills on time. Now here you are with them doing the same thing! They do not trust you. Here are the facts in this case...you agreed by contract to make every payment on time. In turn, they agreed to finance the car for you. They are under ZERO obligation to change the contract terms...period. ok, so what do we do now...be proactive and solve the problem or be like the welfare types and wail, wail, wail especially after the repo happens? You can very easily solve this. Working a part time job on weekends will earn you more than enough to make a car payment every month on time. There is no magic pill to make this problem go away. You suffered a loss of income. The solution is to make up that loss. The choice is yours. No, I don't work for them.