University of Phoenix or other for profit colleges Apollo Group, EDMC, Corinthian, et al. How I as a taxpayer am getting screwed and have NEVER ATTENDED ANY OF THESE SCHOOLS! Internet

Yes, you have the right to see where you taxpayer money is going, it called a qui tam, look it up! Also, the DOJ should intervene more often, just my opinion. There is alot of pending quitam against for-profits, more people need to speak up!

The $1 trillion student loan bubble is starting to burst.  Only by some very creative accounting being long term deferements and income contingent repayment plans allowing loans to be considered current with no monthly payments masking the true default rate.

As I said before, the for profit trade schools bought off congress and were given three years to "clean up their act".  They have until a minimum of 2015 to meet at best minimal standards.  The default rate is likely to remain low as long as one is allowed to keep loans in deferement status due to unemployment.  Don't be surprised if the unemployment deferement period is extended to 2 or even more years.

I have to admit, I was actually shocked at your rebuttal and use of what you consider a rational arguement. I've decided to break this down for you in simplified manner regarding your comments and to also educate you on the relevance of my statement.

1-"We as taxpayers do not have the right to question what happens with our money when it deals with financial aid."

I, as a taxpayer.... have EVERY LITERAL RIGHT to question what happens with the money raised from me and every other taxpayer in this country. You seriously have missed the mark regarding this comment (much like your self professed higher education at U of P). As citizens, taxpayers and constiutants, we ACTUALLY hold the most right for review and skepticism regarding how policy is enacted, used and in what form OUR tax revenue is spent.

That is because in this government type (which is a constitutional republic with democratic influence... not sure if you learned that part at U of P), the state, which is regarded as the federal and state governments are WHOLLY accountable to its constiutency!!! There was a remark Benjamin Franklin made when leaving public office and retiring which went something like, "I am now leaving the employee class and re-entering the employer class."

Just to assist you with this metaphor he is stating that he worked as a servant for the people of this country. So tax revenue that is garnished from the citizens of this country is done so for the benefit of it's citizens within the confines of the governments structure to SERVE the people. Therefore, the government exists solely to preserve our inalienable constitutional rights and to serve it's population. We as citizens do not serve the government or any elected official. So their actions are completely accountable to us.

Long story short, I have every right under the sun to question the criminal tactics of these for profit colleges and their psuedo-ponzi-educational format. So does every other citizen of ths country just for their sake of arguement, opinion what have you which is protected constitutionally.

(I know very well your superior education is allowing you to divulge this with the greatest of intent...)

2-"The role you play in the system is so small that it barely dents the surface."

I believe the response above is more than adequate regarding this snide remark.

3-"The fact is that you slander any type of institution that is online, but you fail to mention any other university which uses the same system of financial aid."

Actually as "Jeanski" already stated there are a multitude of traditional, reputable, RANKED, less expensive, properly career connected, universities who have entered the 100% online educational format that do use the same financial aid programs that you commented on.

Unfortunately you already admitted to thoroughly disregarding any relevant or honorable rebuttal when you stated the following: "I briefly skimmed your article..." which means you obviously "skimmed" over the part where I meantioned FIU, Northeastern University, UMass Online, WSU (every school mentioned a ranked and profiled university by USNWR, Business Week, et al.)

The medium of online learning is an excellent technological improvement for learning and in no way should be discarded. In fact built upon. But not when it comes to fake and in my opinion criminal companies such as these for profit con artists. Unfortunately for you when picking a university you might have skimmed over accreditation, cost, reputation, rankings, future career prospects, etc. which in retrospect might have hurt your credibility here and when you go looking for a real job.

3-"I briefly skimmed your article after you started talking about imprisoning citizens which literally has nothing to do with this case."

I used the blatant corruption of this bill being passed which is constitutionally illegal and in no way can or should be upheld (regardless of who signs it) as a comparisson and example to the overall corruption regarding social problems such as these schools in our country. Let me go in to more depth.

For profit educational companies (hate calling them schools) have been caught in a veritable plethora of crimes, infringements, fraudulent acts, etc. and I have a list which we can go over below:

-I am inferring that these for profit schools are corrupt and that many representatives (who are supposed to represent us) are criminally implicated in these corrupt acts.

Example- Former Governor, John R. McKernan, Jr. (R-ME) is chairman of the Board of Directors at EDMC and is husband of United States Senator Olympia Snowe. Snowe (R-ME) has publicly declared assets between $5 million and $25 million in EDMC. Regarding illegal recruiting allegations, In August 2011, the Justice Department and the attorneys general of California, Illinois, Florida and Indiana intervened in a lawsuit against Pittsburgh-based Education Management Corp. Their complaint says the school broke a 1992 law prohibiting for-profit colleges from paying recruiters incentive compensation. The complaint says the company repeatedly made false statements to conceal its practices and receive $11 billion in federal and state financial aid nearly all of the company's revenue.

This is one example of current and former representatives or "public servants" who receive personal earnings from illegal means. Furthermore many of these "public servants" deregulated the laws to allow loop holes so that they would be able to receive these personal earnings. That in and of itself is criminal. Just because you make it legal to commit the act of theft, doesn't mean you have the right to do so. That is tyranny under law in which we the people have the right to disregard such laws.

Further example of that- I am currently serving as a soldier in the U.S. Army. If I am given an unjust, immoral or illegal order I have the right to disregard that order. Furthermore it is my duty to disregard and stop that order from being executed because it is unjust and immoral. But then again, we soldiers don't get to write policy which makes us millionaires. We just have to go fight ways other cowards start....

Also, these types of schools have PAC's (Political Action Commitees FYI.... For Your Information.... FYI.... hope that cleared things up...). Definition of a PAC: "In the United States, a political action committee, or PAC, is the name commonly given to a private group, regardless of size, organized to elect political candidates or to advance the outcome of a political issue or legislation. Legally, what constitutes a "PAC" for purposes of regulation is a matter of state and federal law. Under the Federal Election Campaign Act, an organization becomes a "political committee" by receiving contributions or making expenditures in excess of $1,000 for the purpose of influencing a federal election."

WHAT THE $&*% does an institution of higher education have to do with a political imperitive??? Furthermore why does nearly every dollar of revenue (coming from the taxpayer directly) go into a PAC to lobby (i.e. bribe) our "public servants" who are supposed to represent us in allowing these companies to continue to function???

Well that's easy, look at Senator Olympia Snowe (R-ME) and the fact that she's a millionaire from allowing scams like U of P, EDMC, Kaplan to exist. She's paid off so you can get screwed and make some ridiculous arguement defending your school like you were some brainwashed hitler youth brown shirt...

It's pretty sad.

Here is a list of the companies who have been found commiting one or more of the following crimes:

Schools implicated in illegal actions:

The institutions identified in the Committee hearing in respect to the GAO report numeration were:

University of Phoenix - Phoenix, Arizona Oops that's your school!!!
Everest Institute - Mesa, Arizona
Westech College - Victorville, Ontario, Moreno Valley, California
Kaplan - Riverside, California
Potomac College - Washington D.C.
Bennett Career Institute - Washington D.C.
Kaplan - Pembroke Pines, Florida
College of Office Technology - Chicago, Illinois
Argosy University - Chicago, Illinois
University of Phoenix - Philadelphia, Pennsylvania
Anthem Institute - Springfield, Pennsylvania
Westwood College - Dallas, Texas
Everest Institute - Dallas, Texas
ATI Career Training - Dallas, Texas

Here is a list of alleged crimes implicated amongst these schools by investigators from the GAO (Government Accountability Office.... FYI.... Fo.... You get it)

Out of the fifteen sampled, all were found to have engaged in deceptive practices, improperly promising unrealistically high pay for graduating students, and four engaged in outright fraud, per a GAO report released at a hearing of the Health, Education, Labor and Pensions Committee held on August 4, 2010.[28] Examples of misconduct include:

offering commissions to admissions officers,
employing deceptive marketing tactics by refusing to disclose total tuition cost to prospective students before signing a binding agreement,
lying about accreditation,
encouraging outright fraud by enticing students to take out student loans even when the applicant had $250,000 in savings,
promising extravagant, unlikely high pay to students,
failing to disclose graduation rate, and
offering tuition cost equivalent to 9 months of credit hours per year, when total program length was 12 months.
The four for-profit colleges found to be engaging in fradulent practices were:

Westech, California: Encouraging undercover applicant with falsified $250,000 in savings to falsely increase the number of dependents in the household in order to qualify for a Pell Grant, as well as take out the maximum amount in student loans;
Medvance Institute in Miami, Florida: Financial aid representative told an applicant not to report $250,000 in savings, comparing student loans to a car payment in that, "no one will come after you if you dont pay. In fact, a student loan default may remain in the debtor's credit history, prevent them from taking out a car loan, mortgage or rent, and may have their pay garnished up to 15%, until the student loan is paid in full.[citation needed] Another admissions officer at Kaplan College in Pembroke Pines, Florida,[29] alluded to fraudulent behaviour stating to the applicant when inquiring about the repayment of loans, "You gotta look at it...I owe $85,000 to the University of Florida. Will I pay it back? Probably not...I look at life as tomorrows never promised... Education is an investment, youre going to get paid back ten-fold, no matter what.";
Anthem Institute in Springfield, Pennsylvania: Financial aid representative editing applicant's FAFSA form by omitting $250,000 in savings;
Westwood College in Dallas, Texas: Admissions representative telling applicant to falsely add dependents to qualify for Pell Grants, assuring the applicant that the dependents would not be verified through previous income tax returns nor Social Security numbers, and financial aid representative encouraging applicant not to report the $250,000 in savings, stating that "it was not the governments business how much money the undercover applicant had in a bank account.", when the Department of Education requires students to report such assets, along with income, to determine how much and what type of financial aid will be awarded.
It was found that 14 out of 15 times, the tuition at a for-profit sample was more expensive than its public counterpart, and 11 out of 15 times, it was more expensive than the private counterpart. Examples of the disparity in full tuition per program include: $14,000 for a certificate at the for-profit institution, when the same diploma cost $500 at a public college; $38,000 for an Associate's at the for-profit institution, when the comparable program at the public college cost $5,000; $61,000 for a Bachelor's at the for-profit institution, compared to $36,000 for the same degree at the public college.

References:

References


^ Kozol, Jonathan. The Shame of the Nation. Three Rivers Press, 2005. See chapter 4 "Preparing Minds for Markets" and others
^ Kevin Carey (July 25, 2010). "Why Do You Think They're Called For-Profit Colleges?". The Chronicle of Higher Education. http://chronicle.com/article/Why-Do-You-Think-Theyre/123660/. 
^ Craig A. Honick (Fall 1995). "The Story Behind Proprietary Schools in the United States". New Directions for Community Colleges 1995 (91): 2740. doi:10.1002/cc.36819959105. http://www.eric.ed.gov/ERICWebPortal/detail?accno=EJ513898. 
^ Thomas Bailey. For-Profit Higher Education and Community Colleges. Stanford University: National Center for Postsecondary Improvement. http://www.stanford.edu/group/ncpi/documents/pdfs/forprofitandcc.pdf. 
^ Anya Kamenetz (Nov. 16, 2005). "The Profit Chase". Slate. http://www.slate.com/articles/news_and_politics/college_week/2005/11/the_profit_chase.html. 
^ a b c d e "Federalized Transfer of Academic Credit, Proposed Mandate Would Hurt Students AACRAO website" (PDF). http://www.aacrao.org/federal_relations/transfer/FEDERALIZING_TRANSFER_OF_ACADEMIC_CREDIT.pdf. Retrieved 2011-03-19. 
^ a b c "A Battle Over Standards At For-Profit Colleges, Wall Street Journal, October 3, 2005 by John Hechinger". Collegejournal.com. http://www.collegejournal.com/aidadmissions/newstrends/20051003-hechinger.html. Retrieved 2011-03-19. 
^ a b c Symonds, William C. (2000-02-07). "For Profit Schools, They're Spreading Fast. Can Private Companies do a better job of educating America's Kids?, BusinessWeek Online, February 7, 2000, by William C. Symonds". Businessweek.com. http://www.businessweek.com/2000/00_06/b3667001.htm. Retrieved 2011-03-19. 
^ a b c "Reference Article : For-Profit Schools". Education.com. http://www.education.com/reference/article/Ref_What_profit_schools/?page=2. Retrieved 2011-03-19. 
^ Symonds, William C. (2000-02-07). "For-Profit Schools". Businessweek.com. http://www.businessweek.com/2000/00_06/b3667001.htm. Retrieved 2011-03-19. 
^ "Opinions & Essays, 8/1993 - For Profit vs. Non-Profit Schools and Programs". Strugglingteens.com. http://www.strugglingteens.com/archives/1993/8/oe01.html. Retrieved 2011-03-19. 
^ "Types of Online Education Providers". eLearners.com. http://www.elearners.com/guide-to-online-education/online-education-providers.asp#private_vs_public. Retrieved 2011-03-19. 
^ "For Profit vs Not for Profit Schools". Private School Review. 2008-05-25. http://www.privateschoolreview.com/articles/93. Retrieved 2011-03-19. 
^ William C Symonds (2000-02-07). "For-Profit Schools". BusinessWeek. The McGraw-Hill Companies, Inc.. http://www.businessweek.com/2000/00_06/b3667001.htm. Retrieved 2008-09-26. 
^ CBS News Video, "For-Profit Colleges Under Fire", September 18, 2010
^ Andrews, James G.. "How We Can Resist Corporatization". AAUP. http://www.aaup.org/AAUP/pubsres/academe/2006/MJ/feat/andr.htm. Retrieved 2011-03-19. 
^ Greenberg: For-Profit Schools ... Subprime Redux? Herb Greenberg, 24 Jun 2010
^ a b c "Types of Accreditation, Education USA website". Useducation.com.pk. http://www.useducation.com.pk/stpages/typesofaccreditation.html. Retrieved 2011-03-19. 
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^ a b c d Scott Jaschik (October 19, 2005). "Demanding Credit". Inside Higher Education. http://www.insidehighered.com/news/2005/10/19/transfer. 
^ a b c d Doug Lederman (February 26, 2007). "Tussling Over Transfer of Credit". Inside Higher Education. http://insidehighered.com/news/2007/02/26/transfer. 
^ a b c Transfer of Credit A Policy Agenda, ACCSC website[dead link]
^ a b David Wickert (December 11, 2006,). "A Troubled Legacy". Tacoma News Tribune. http://www.thenewstribune.com/news/projects/bcti/. Retrieved 2011-03-19. 
^ a b Connie Thompson (March 14, 2005). "Hundreds of Students Left in Cold as BCTI Closes Up Shop". Komo News. http://www.komotv.com/news/archive/4146841.html. Retrieved 2011-03-19. 
^ Heffter, Emily (2006-08-29). "Troubled Court Reporting School Says It's Closing". The Seattle Times. http://seattletimes.nwsource.com/html/localnews/2003233266_cri29m.html. Retrieved 2011-03-19. 
^ a b Gao, Helen (2006-09-07). "Local Court Reporting School Founders". The San Diego Union-Tribune. http://www.signonsandiego.com/uniontrib/20060907/news_7m7court.html. Retrieved 2011-03-19. 
^ Daniel de Vise and Paul Kane, GAO: 15 for-profit colleges used deceptive recruiting tactics, The Washington Post, August 5, 2010
^ GAO report
^ "Kaplan College suspends admissions at Pembroke Pines campus following federal investigation - Sun Sentinel". Articles.sun-sentinel.com. 2010-08-05. http://articles.sun-sentinel.com/2010-08-05/news/fl-kaplan-for-profit-investigation-20100805_1_kaplan-college-for-profit-enrollment. Retrieved 2011-03-19. 
^ "GAO-10-948T For-Profit Colleges: Undercover Testing Finds Colleges Encouraged Fraud and Engaged in Deceptive and Questionable Marketing Practices" (PDF). http://www.gao.gov/new.items/d10948t.pdf. Retrieved 2011-03-19. 
^ "International Education Corporation : Newsroom". Iecglobal.com. 2010-08-27. http://www.iecglobal.com/Aug2710.asp. Retrieved 2011-03-19. 
^ "Most Expensive Colleges". CNBC. 2009-10-19. http://www.cnbc.com/id/33380153/?slide=11. Retrieved 2011-03-19. 
^ "Most Expensive Colleges for 2009-2010". CampusGrotto. 2009-10-19. http://www.campusgrotto.com/most-expensive-colleges-for-2009-2010.html. Retrieved 2011-03-19. 
^ a b Lauerman, John (2010-08-04). "For-Profit Colleges Misled Students, Witnesses Say". Bloomberg. http://www.bloomberg.com/news/2010-08-04/for-profit-colleges-boiler-room-recruiting-described-at-senate-hearing.html. Retrieved 2011-03-19. 
^ a b Bloomberg August 4, 2010 article
^ Mark Muckenfuss (August 6, 2010). "Two local colleges on list of deceptive schools". The Press-Enterprise. http://www.pe.com/localnews/sbcounty/stories/PE_News_Local_D_college07.2cf999f.html. 
^ Cliff Kincaid (August 13, 2010). "Post Has Watergate Scandal of Its Own". Family Security Matters. http://www.familysecuritymatters.org/publications/id.7040/pub_detail.asp. 
^ Sun-Sentinel August 5, 2010 local article
^ "There is only one main campus in Illinois, in Chicago". Cot.edu. http://www.cot.edu/. Retrieved 2011-03-19. 
^ Jennifer Epstein (2011-03-14). "News: Has the Conversation Changed?". Inside Higher Ed. http://www.insidehighered.com/news/2010/08/09/forprofit. Retrieved 2011-03-19. 
^ a b The Quick and the ED August 4, 2010 article
^ "Blogs on: GAO targets Dallas schools in report on deceptive marketing". Liquida.com. http://www.liquida.com/page/9509207/. Retrieved 2011-03-19. 
^ Liquida August 4, 2010 article
^ "New Default Rate Data for Federal Student Loans: 44% of Defaulters Attended For-Profit Institutions - The Pew Charitable Trusts". Pewtrusts.org. http://www.pewtrusts.org/news_room_detail.aspx?id=56473. Retrieved 2011-03-19. 
^ [1][dead link]
^ For-Profit Colleges Capitalize on Pell Grant Revenue, The Chronicle of Higher Education, January 4, 2010.
^ "TAXPAYER INFORMATION: Increased Sharing and Verifying of Information Could Improve Education's Award Decisions". Government Accountability Office. July 2003. http://www.gao.gov/new.items/d03821.pdf. 
^ "Degreed And Jobless, For-Profit College Graduate Turns To Stripping". Huffingtonpost.com. http://www.huffingtonpost.com/2010/08/06/degreed-and-jobless-for-p_n_673053.html. Retrieved 2011-03-19. 
^ "Stripper says for-profit college degree worthless". Digitaljournal.com. http://www.digitaljournal.com/article/295688. Retrieved 2011-03-19. 
^ Post a Job (2010-05-05). "For-Profit N.J. College Halts Recruiting of Homeless (Update1)". Businessweek. http://www.businessweek.com/news/2010-05-05/for-profit-n-j-college-halts-recruiting-of-homeless-update1-.html. Retrieved 2011-03-19. 
^ Fed Up at the University of Phoenix, Higher Ed Watch, February 27, 2007.
^ http://www.phoenix.edu/content/dam/altcloud/doc/about_uopx/University-of-Phoenix-Consumer-Information-Guide-2009-2010.pdf
^ Dillon, Sam (February 11, 2007). "Troubles Grow for a University Built on Profits". The New York Times. http://www.nytimes.com/2007/02/11/education/11phoenix.html. 
^ http://archival.malformedxmlelement.com/For-Profit%20Colleges/Strayer%20ge-cumulative-rates.xls
^ http://www2.ed.gov/policy/highered/reg/hearulemaking/2009/ge-cumulative-rates.xls
^ "gainful employment NPRM" (PDF). http://www.insidehighered.com/content/download/357892/4393975/file/Gainful%20Employment%20NPRM.pdf. Retrieved 2011-03-19. 
^ Lewin, Tamar (August 13, 2010). "Data Show Low Loan Repayment at For-Profit Schools". The New York Times. http://www.nytimes.com/2010/08/14/education/14college.html. 
^ Vasquez, Michael (2011-03-15). "For-profit schools grow - as do complaints - Education". MiamiHerald.com. http://www.miamiherald.com/2010/09/04/1809205/for-profit-schools-grow-as-do.html. Retrieved 2011-03-19. 
^ Gentile, Carmen (March 4, 2010). "School Is Linked To Visa Fraud". The New York Times. http://www.nytimes.com/2010/03/05/us/05fraud.html. 
^ Ramsey, Ross (2010-07-20). "Private, For-Profit Colleges Under the Microscope Higher Education". The Texas Tribune. http://www.texastribune.org/texas-education/higher-education/private-for-profit-colleges-under-the-microscope/. Retrieved 2011-03-19. 
^ "Whistleblower lawsuit against for-profit education company unsealed". California Watch. http://californiawatch.org/watchblog/whistleblower-lawsuit-against-profit-education-company-unsealed. Retrieved 2011-03-19. 
^ http://www2.ed.gov/offices/OSFAP/defaultmanagement/peps300.zip
^ "For-Profit College Financial Aid, Government Panel - C-SPAN Video Library". C-spanvideo.org. 2010-08-04. http://www.c-spanvideo.org/program/294901-1. Retrieved 2011-03-19. 
^ http://help.senate.gov/imo/media/doc/Pruyn%20Attachments.pdf
^ http://www.accsc.org/Content/CommissionActions/documents/STBCListAugust2010.pdf
^ Lloyd, Marion (2009-12-17). "Inspector General's Warning to Accreditor Raises Fears Among For-Profit Institutions - Government - The Chronicle of Higher Education". Chronicle.com. http://chronicle.com/article/Inspector-Generals-Warning-to/63206/. Retrieved 2011-03-19. 
^ Anderson, Nick (2010-12-08). "GAO revises its report critical of practices at for-profit schools". The Washington Post. http://www.washingtonpost.com/wp-dyn/content/article/2010/12/07/AR2010120706803.html. 
^ Kevin Kinser, (March 30, 2007). "For-Profit Institutions Need to be Classified, Too". Chronicle of Higher Education 53: B9B10. http://www.eric.ed.gov/ERICWebPortal/detail?accno=EJ764697.
^ Kozol, Jonathan. The Shame of the Nation. Three Rivers Press, 2005. See chapter 4 "Preparing Minds for Markets" and others
^ Kevin Carey (July 25, 2010). "Why Do You Think They're Called For-Profit Colleges?". The Chronicle of Higher Education. http://chronicle.com/article/Why-Do-You-Think-Theyre/123660/. 
^ Craig A. Honick (Fall 1995). "The Story Behind Proprietary Schools in the United States". New Directions for Community Colleges 1995 (91): 2740. doi:10.1002/cc.36819959105. http://www.eric.ed.gov/ERICWebPortal/detail?accno=EJ513898. 
^ Thomas Bailey. For-Profit Higher Education and Community Colleges. Stanford University: National Center for Postsecondary Improvement. http://www.stanford.edu/group/ncpi/documents/pdfs/forprofitandcc.pdf. 
^ Anya Kamenetz (Nov. 16, 2005). "The Profit Chase". Slate. http://www.slate.com/articles/news_and_politics/college_week/2005/11/the_profit_chase.html. 
^ a b c d e "Federalized Transfer of Academic Credit, Proposed Mandate Would Hurt Students AACRAO website" (PDF). http://www.aacrao.org/federal_relations/transfer/FEDERALIZING_TRANSFER_OF_ACADEMIC_CREDIT.pdf. Retrieved 2011-03-19. 
^ a b c "A Battle Over Standards At For-Profit Colleges, Wall Street Journal, October 3, 2005 by John Hechinger". Collegejournal.com. http://www.collegejournal.com/aidadmissions/newstrends/20051003-hechinger.html. Retrieved 2011-03-19. 
^ a b c Symonds, William C. (2000-02-07). "For Profit Schools, They're Spreading Fast. Can Private Companies do a better job of educating America's Kids?, BusinessWeek Online, February 7, 2000, by William C. Symonds". Businessweek.com. http://www.businessweek.com/2000/00_06/b3667001.htm. Retrieved 2011-03-19. 
^ a b c "Reference Article : For-Profit Schools". Education.com. http://www.education.com/reference/article/Ref_What_profit_schools/?page=2. Retrieved 2011-03-19. 
^ Symonds, William C. (2000-02-07). "For-Profit Schools". Businessweek.com. http://www.businessweek.com/2000/00_06/b3667001.htm. Retrieved 2011-03-19. 
^ "Opinions & Essays, 8/1993 - For Profit vs. Non-Profit Schools and Programs". Strugglingteens.com. http://www.strugglingteens.com/archives/1993/8/oe01.html. Retrieved 2011-03-19. 
^ "Types of Online Education Providers". eLearners.com. http://www.elearners.com/guide-to-online-education/online-education-providers.asp#private_vs_public. Retrieved 2011-03-19. 
^ "For Profit vs Not for Profit Schools". Private School Review. 2008-05-25. http://www.privateschoolreview.com/articles/93. Retrieved 2011-03-19. 
^ William C Symonds (2000-02-07). "For-Profit Schools". BusinessWeek. The McGraw-Hill Companies, Inc.. http://www.businessweek.com/2000/00_06/b3667001.htm. Retrieved 2008-09-26. 
^ CBS News Video, "For-Profit Colleges Under Fire", September 18, 2010
^ Andrews, James G.. "How We Can Resist Corporatization". AAUP. http://www.aaup.org/AAUP/pubsres/academe/2006/MJ/feat/andr.htm. Retrieved 2011-03-19. 
^ Greenberg: For-Profit Schools ... Subprime Redux? Herb Greenberg, 24 Jun 2010
^ a b c "Types of Accreditation, Education USA website". Useducation.com.pk. http://www.useducation.com.pk/stpages/typesofaccreditation.html. Retrieved 2011-03-19. 
^ a b c "What is the Difference Between Regional and National Accreditation, Yahoo! Education website". Help.yahoo.com. http://help.yahoo.com/l/us/yahoo/education/courses/distancelearn-09.html. Retrieved 2011-03-19. 
^ a b c d Scott Jaschik (October 19, 2005). "Demanding Credit". Inside Higher Education. http://www.insidehighered.com/news/2005/10/19/transfer. 
^ a b c d Doug Lederman (February 26, 2007). "Tussling Over Transfer of Credit". Inside Higher Education. http://insidehighered.com/news/2007/02/26/transfer. 
^ a b c Transfer of Credit A Policy Agenda, ACCSC website[dead link]
^ a b David Wickert (December 11, 2006,). "A Troubled Legacy". Tacoma News Tribune. http://www.thenewstribune.com/news/projects/bcti/. Retrieved 2011-03-19. 
^ a b Connie Thompson (March 14, 2005). "Hundreds of Students Left in Cold as BCTI Closes Up Shop". Komo News. http://www.komotv.com/news/archive/4146841.html. Retrieved 2011-03-19. 
^ Heffter, Emily (2006-08-29). "Troubled Court Reporting School Says It's Closing". The Seattle Times. http://seattletimes.nwsource.com/html/localnews/2003233266_cri29m.html. Retrieved 2011-03-19. 
^ a b Gao, Helen (2006-09-07). "Local Court Reporting School Founders". The San Diego Union-Tribune. http://www.signonsandiego.com/uniontrib/20060907/news_7m7court.html. Retrieved 2011-03-19. 
^ Daniel de Vise and Paul Kane, GAO: 15 for-profit colleges used deceptive recruiting tactics, The Washington Post, August 5, 2010
^ GAO report
^ "Kaplan College suspends admissions at Pembroke Pines campus following federal investigation - Sun Sentinel". Articles.sun-sentinel.com. 2010-08-05. http://articles.sun-sentinel.com/2010-08-05/news/fl-kaplan-for-profit-investigation-20100805_1_kaplan-college-for-profit-enrollment. Retrieved 2011-03-19. 
^ "GAO-10-948T For-Profit Colleges: Undercover Testing Finds Colleges Encouraged Fraud and Engaged in Deceptive and Questionable Marketing Practices" (PDF). http://www.gao.gov/new.items/d10948t.pdf. Retrieved 2011-03-19. 
^ "International Education Corporation : Newsroom". Iecglobal.com. 2010-08-27. http://www.iecglobal.com/Aug2710.asp. Retrieved 2011-03-19. 
^ "Most Expensive Colleges". CNBC. 2009-10-19. http://www.cnbc.com/id/33380153/?slide=11. Retrieved 2011-03-19. 
^ "Most Expensive Colleges for 2009-2010". CampusGrotto. 2009-10-19. http://www.campusgrotto.com/most-expensive-colleges-for-2009-2010.html. Retrieved 2011-03-19. 
^ a b Lauerman, John (2010-08-04). "For-Profit Colleges Misled Students, Witnesses Say". Bloomberg. http://www.bloomberg.com/news/2010-08-04/for-profit-colleges-boiler-room-recruiting-described-at-senate-hearing.html. Retrieved 2011-03-19. 
^ a b Bloomberg August 4, 2010 article
^ Mark Muckenfuss (August 6, 2010). "Two local colleges on list of deceptive schools". The Press-Enterprise. http://www.pe.com/localnews/sbcounty/stories/PE_News_Local_D_college07.2cf999f.html. 
^ Cliff Kincaid (August 13, 2010). "Post Has Watergate Scandal of Its Own". Family Security Matters. http://www.familysecuritymatters.org/publications/id.7040/pub_detail.asp. 
^ Sun-Sentinel August 5, 2010 local article
^ "There is only one main campus in Illinois, in Chicago". Cot.edu. http://www.cot.edu/. Retrieved 2011-03-19. 
^ Jennifer Epstein (2011-03-14). "News: Has the Conversation Changed?". Inside Higher Ed. http://www.insidehighered.com/news/2010/08/09/forprofit. Retrieved 2011-03-19. 
^ a b The Quick and the ED August 4, 2010 article
^ "Blogs on: GAO targets Dallas schools in report on deceptive marketing". Liquida.com. http://www.liquida.com/page/9509207/. Retrieved 2011-03-19. 
^ Liquida August 4, 2010 article
^ "New Default Rate Data for Federal Student Loans: 44% of Defaulters Attended For-Profit Institutions - The Pew Charitable Trusts". Pewtrusts.org. http://www.pewtrusts.org/news_room_detail.aspx?id=56473. Retrieved 2011-03-19. 
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^ For-Profit Colleges Capitalize on Pell Grant Revenue, The Chronicle of Higher Education, January 4, 2010.
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^ "Degreed And Jobless, For-Profit College Graduate Turns To Stripping". Huffingtonpost.com. http://www.huffingtonpost.com/2010/08/06/degreed-and-jobless-for-p_n_673053.html. Retrieved 2011-03-19. 
^ "Stripper says for-profit college degree worthless". Digitaljournal.com. http://www.digitaljournal.com/article/295688. Retrieved 2011-03-19. 
^ Post a Job (2010-05-05). "For-Profit N.J. College Halts Recruiting of Homeless (Update1)". Businessweek. http://www.businessweek.com/news/2010-05-05/for-profit-n-j-college-halts-recruiting-of-homeless-update1-.html. Retrieved 2011-03-19. 
^ Fed Up at the University of Phoenix, Higher Ed Watch, February 27, 2007.
^ http://www.phoenix.edu/content/dam/altcloud/doc/about_uopx/University-of-Phoenix-Consumer-Information-Guide-2009-2010.pdf
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^ http://archival.malformedxmlelement.com/For-Profit%20Colleges/Strayer%20ge-cumulative-rates.xls
^ http://www2.ed.gov/policy/highered/reg/hearulemaking/2009/ge-cumulative-rates.xls
^ "gainful employment NPRM" (PDF). http://www.insidehighered.com/content/download/357892/4393975/file/Gainful%20Employment%20NPRM.pdf. Retrieved 2011-03-19. 
^ Lewin, Tamar (August 13, 2010). "Data Show Low Loan Repayment at For-Profit Schools". The New York Times. http://www.nytimes.com/2010/08/14/education/14college.html. 
^ Vasquez, Michael (2011-03-15). "For-profit schools grow - as do complaints - Education". MiamiHerald.com. http://www.miamiherald.com/2010/09/04/1809205/for-profit-schools-grow-as-do.html. Retrieved 2011-03-19. 
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^ Ramsey, Ross (2010-07-20). "Private, For-Profit Colleges Under the Microscope Higher Education". The Texas Tribune. http://www.texastribune.org/texas-education/higher-education/private-for-profit-colleges-under-the-microscope/. Retrieved 2011-03-19. 
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^ Kevin Kinser, (March 30, 2007). "For-Profit Institutions Need to be Classified, Too". Chronicle of Higher Education 53: B9B10. http://www.eric.ed.gov/ERICWebPortal/detail?accno=EJ764697.

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Here is my supporting data that your school is commiting a fraudulent crime and that I the taxpayer have to pay for it. Furthermore that those who are supposed to represent and protect my freedoms are implicit in the crimes being commited....

which after a huge amount of digression goes back to the point that those representatives are interested in their corruption in stealing taxpayer money and making legal something which in any other similar circumstance would not be...

I hope your laughing at all the references, evidence, reports and other FACTS I bring to the table. And remember this really about experience. I don't really feel like having the "experience" getting f**ked by your BS school when I pay my taxes. So it is relevant. It is important. I do have a viable reason to file this complaint. Your school and it's bretheren are hustlers bilking this country out of billions and leaving entire populations in financial slavery with nothing to show for it... especially not an education!!!

PS- I highly doubt that you are actually a student. Rather, U of P and many of these schools have full time employees to write testimonials and other lies with fake people to bring the overall reviews and rankings up on sites that post all of your BS. So you are an employee. And I'm sure that being an employee you know that you would never waste your money on the place you work because you know its a scam too! ROTFLMFAO.... you gotta figure that one out on your own.

Hope this helped.

The issue of for profit schools was addressed in Congress.  Congress was bought off by for profit trade school representatives.  They were given until 2015 to meet very minimal student loan default requirements.  If you are not working then you can be in an income contigent repayment plan and paying no money with not being considered in default.  The total amount of outstanding student loans exceeds over a $1 Trillion and I suspect that the taxpayer is going to be stuck with close to $500 billion of unpaid student loans.

I have to disagree with you on this one.  The OP makes an excellent point about how the taxpayers are getting screwed. We have EVERY right to complain and the financial drain of these for-profit schools won't stop until we do.

Look at the student loan default rates of the proprietary schools like UofP, Sanford Brown, ITT, etc, and compare them to the traditional schools. You'll see a big difference. Why? Because the OP is right when he says these schools prey on the poor who have not had the benefit of a good education to prepare them for college. The student gets sucked in by the promise of a rewarding career, only to find out that (a) s/he is not capable of college level work, and/or (b) the education they amassed a huge debt for didn't adequately prepare them for a career.

Students like this are awarded millions of dollars in Pell grants (thanks to our tax dollars) to get what? Not a good education if the reports here and elsewhere are to be believed. Additionally, I would hazard a guess that the completion rates at these schools is far lower than that of traditional schools, so did the student benefit? The credits aren't transferable so his ability to transfer to a traditional school is nil.

I've worked in highed ed all my adult life.  I would never recommend one of these schools to anyone. It just isn't worth it.  Almost every traditional school in the country now has an online program that makes it possible for the working adult to return to school.  It will be far cheaper, and better for the student, for him/her to check out the local community college FIRST to see what the options are.

As a taxpayer, I have no problem with my tax dollars being spent to help those who wish to go to college and improve their career options. But I think someone in congress needs to take a serious look at these schools and determine whether that is the best place for our money to go.

Okay so I guess I'm confused as to how this report makes any sense at all. We as taxpayers do not have the right to question what happens with our money when it deals with financial aid. The role you play in the system is so small that it barely dents the surface. The fact is that you slander any type of institution that is online, but you fail to mention any other university which uses the same system of financial aid.

I briefly skimmed your article after you started talking about imprisoning citizens which literally has nothing to do with this case. Since you have not attended the institutions you're attacking I believe you're the last person people should be taking advice from. The fact is that people hear stories and sensationalized rumors and then jump on them to try and correct them. I believe that you have good intent, but it doesn't seem like this is your battle to fight.

Please remember complaints on this site are supposed to be from experiences, not rumors. I am actually a student at the University of Phoenix online, so I just find this report laughable as I hope others will be able to see through it. Take care and have a great day.