Complaint Review: US BANK
US BANK Cash Deposit still "pending" while $36 fee assesed for funds not available Mountain Home Arkansas
*Consumer Comment: You spent money you didn't have...
I left my house on Oct. 3rd without my cash. I wrote a check for an order I had placed, knowing I would need to put the cash (that I had forgotten to bring)in the account early the next morning.
The check I wrote was deposited in a DIFFERENT bank after 2:00PM on Oct. 3rd.
At 6:00AM Oct. 4th we put cash in the bank night depository.
At 9:00AM Oct. 4th the check had not yet cleared my account (according to online banking).
The deposit was not credited until 11:00AM Oct. 4th
Yet at 1:00 PM suddenly online banking shows that the check (that hadn't yet cleared by 9:00AM OCt. 4th) had cleared the account on Oct. 3rd - the same day I wrote the check.
The check was not even deposited in a different bank until after 2:00PM. But it cleared my account that same day and I am charged $36? When I make a deposit after 2:00, the deposit is credited the next business day. Why is a check that was not even deposited into a different bank until after 2:00PM Oct. 3rd credited to my account that same day?
SUMMARY The check did not clear my account until Oct. 4th after 9:00AM (according to online banking) There had been cash waiting since 6:00 AM to cover the check yet I was charged a $36.00 fee.
This report was posted on Ripoff Report on 10/04/2013 12:38 PM and is a permanent record located here: http://www.ripoffreport.com/reports/us-bank/mountain-home-arkansas-72653/us-bank-cash-deposit-still-pending-while-36-fee-assesed-for-funds-not-available-mounta-1089511. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
If you would like to see more Rip-off Reports on this company/individual, search here: