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Report: #1301053

Complaint Review: WELLS FARGO - Nationwide

  • Submitted:
  • Updated:
  • Reported By: DG1978 — St Petersburg Florida USA
  • Author Not Confirmed What's this?
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  • WELLS FARGO Nationwide USA

WELLS FARGO Wells Fargo Closed my account for fraud when there was no FRAUD commited. St Petersburg Florida

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I opened my Wells Fargo Checking & Savings accounts back in October, 2015.  I had shopped around to numerous banks and credit unions and choose WF because I do alot of traveling and I liked their global footprint.  All of that looked great on paper and the branch staff seemed helpful.  What they don't tell you in the fine &^%$#@ print when you open these accounts is that you are limited the amount you can dispute in any given banking cycle.  Like most of us.. I hardly ever carry cash on me for A) Possibly robbery. B) It may get washed and forgotten.  C) Money itself is just gross to touch.  So I use my Visa debit card for all transactions.  That being said... when I am out at a bar with friends... I use my card to order music credits from my local pubs jukebox that are delivered to my online jukebox account.  With these credits I can play songs.  I ordered 11, 22, 40 credits ranging from 5.00, 10.00, 20.00.  Each time I ordered credits my card was charged.  Each time I was charged and not credits were delivered. I disputed the charge with the vender and the bank.  I paid for a service and didn't get the service.  So I should not be charged for non services given.  OR SO I THOUGHT.  I disputed about 10 of these issues because I never got my credits.  A few weeks ago, I went to pay for a meal for lunch only to be told my debit card had been declined.

 

I call WF and they told me that they had placed a hold on my Checking and Savings account due to fraud disputes over the allowed limit.  When I explained to the person on the phone that I have no idea what they were talking about and all the disputes made were legit.  I simply got Im sorry you were not informed, is there anything else I can do for you.  When I asked if I could go to a branch and remove funds while they investigate.  I was told yes.  I get to the branch only to be told that WF had made a business decesion to close my account and I am locked out of my account and my $.  When I explained that this was my only means to get gas, food, pay bills.... and I need access to my money or simply close my account and give the cash.  I was told no, that my account would be closed and a cahsiers check would be mailed to me.  This was on 04/5/2016.  My account is still opend, Locked and I still have not gotten my funds.

 

STAY AWAY FROM WELLS FARGO.  They crooks and don't care at all about their non Millionare customers.

This report was posted on Ripoff Report on 04/21/2016 10:20 AM and is a permanent record located here: https://www.ripoffreport.com/reports/wells-fargo/nationwide/wells-fargo-wells-fargo-closed-my-account-for-fraud-when-there-was-no-fraud-commited-st-1301053. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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