ACTUM Processing ACTUM ACH ACTUM MERCHANT PROCESSING Vinnie ,Vinny, Jones Absolute Crooks & Scumbags - Ghost Company all calls go to voicemail - HUGE SCAM steal your money and offer no service. Austin, Phoenix Texas, Arizona

STAY AWAY! TIME WASTERS!  I called up them a month ago to sign up for ACH processing, but no one ever picks up my call. Their business phone straight goes to Voicemail. After a few weeks, they had replied to my inquiry and scheduled call to discuss our needs. We told them what we need in ACH processing, How we are processing now. We received pricing and quote, and it looked good. We agreed with their quote and moved to fill their LENGTHY APPLICATION. This application has asked a lot of private and personal details. I trusted them and signed everything then handed them over to Nate who was working for this company.

After a couple of days, They started underwriting process and asked Business Audits.  Of course, we also provided it. Then they had a problem regarding my Experian Credit Freeze. They wanted to call my number to complete verification. I gave them time, but they never called, However; they claim that they had called me several times but when I check my phone call records, no single call ever come from any United States phone. When I provided them with phone logs, they stopped answering emails. I suspect they are the real fraud, not me but they call me fraud without any due diligence. Let’s assume that my phone went into Voicemail but they should leave me a voicemail but they did not. The funny thing is that Actum Processing's Business Telephone is straight goes voicemail. You can’t reach human there.  They are not a professional company. I deserve an apology for the time they wasted.  

The reviewer applied for an ACH processing merchant account with our company, Actum Processing, LLC. The reviewer was introduced to our company by one of the 150+ Resellers / ISOs that work with Actum Processing, which he describes as the “affiliate”. Merchant processing is a highly regulated business. As a Third Party Sender of ACH, Actum Processing is obligated to perform a thorough underwriting of each applicant to ensure that our company and our financial institution partners adhere the requirements and guidelines set forth by the regulatory agencies, including but not limited to: Know Your Customer (KYC), anti-money laundering / bank secrecy act (AML/BSA) and Office of Foreign Assets Control (OFAC). In addition, merchant processing requires that careful consideration be given to the substantial credit and reputational risk that a merchant applicant may pose. Applicants must sign an agreement that authorizes Actum Processing to perform credit and background checks on the principals and the company, which the reviewer did on behalf of himself and his company; as well as authorization to debit the bank account provided by the reviewer for the application fee that was presented to him by the “affiliate” that introduced him to Actum Processing. This is a standard in the industry. It is unfortunate that the reviewer is unhappy with the outcome of his application; and that he has resorted to libel, but we are confident that his review and our response will speak to the credibility of each party.

The presidents name is Vinny Lipari

Sorry about the errors in the report regarding the mispellings and other things.  I was frustrated and typing very fast.  Thank you.