Complaint Review: American Credit & Collections, LLC - Taylor Pennsylvania
- American Credit & Collections, LLC P.O. Box 262 Taylor, Pennsylvania United States of America
- Phone: 866-760-6205
- Web: www.americancreditcollections.com
- Category: Credit & Debt Services
American Credit & Collections, LLC James Tucker, RUDE! UNINFORMED! OBNOXUIOS RIP-OFF ARTISTS! Taylor, Pennsylvania
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If you receive a letter in the mail from
American Credit & Collections, LLC
P.O. Box 264 Taylor, PA 18517-0264
Personal & Confidential
JUST IGNORE IT!! IT IS A PHONEY ATTEMPT TO COLLECT A DEBT!! I received a letter from THIS SHAM of a company (and I use this term loosely here). When I called the number listed on the letter I was told they were "A Law Firm" contracted by MBNA to collect an account I paid off IN FULL back in 2010!
The first schmuck I talked to "James Tucker" an alias - I am sure - whistled into the phone the entire conversation, while I tried to explain to them, this was a mistake, my MBNA account was PAID OFF! He told me to "fax" them proof of pay-off, I told him I wanted to speak to his Supervisor, he hung up on me! I called back and asked to speak to "James Tucker"'s Supervisor. I was told she was on a call. I said I would "hold". THEY HUNG UP ON ME!
I called back again.. This time I asked for the "Legal" department. I had the PA. Bar. Assoc. Web-site pulled up at the time, by the way. Brandon, (the supposed department Supervisor) informed me that he was an Attorney and that I owed MBNA the money. I told him and I quote " OK - Esquire - Brandon - what's your last name... I have the PA Bar Assoc. Web-site pulled up right now.. I'm going to look you up! Give me your last name before I give you ANYTHING INFORMATION ON ME!
Well, let me tell you - MR. BRANDON LOST IT! He said to forget the letter and if I called back they would sue ME FOR HARASSING THEM! I said "what - I am responding to your letter which states "This letter is an attempt to collect a debt, and any information obtained will be used for that purpose." He also told me that "I better not be" recording the call because PA is a two party state and if I was recording the call without his knowledge he would sue me for that too!
I AM SO SCARED - I AM SHAKING IN MY BOOTS RIGHT NOW! I told him my brother has been a REAL ATTORNEY since I was 13 years old and no real Attorney would be working at some rinky-dink Collection Agency at 7:30 pm. at night! Hasta La Vista! Attorney Brandon... In Your Dreams - MAYBE....
This report was posted on Ripoff Report on 01/30/2012 06:40 PM and is a permanent record located here: https://www.ripoffreport.com/reports/american-credit-collections-llc/taylor-pennsylvania-18517-0264/american-credit-collections-llc-james-tucker-rude-uninformed-obnoxuios-rip-off-artis-831443. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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