Complaint Review: CAPITAL 0NE - CHARLOTTE Virginia
- CAPITAL 0NE P.O. BOX 70884 CHARLOTTE, Virginia U.S.A.
- Phone: 800-955-6600
- Web:
- Category: BBB Better Business Bureau
CAPITAL 0NE PAYMENT PLAN NOT HONORED, ASKING FOR MORE MONEY! CHARLOTTE Virginia
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I'd set up a payment plan ($60 on one day this month, $60 for dame day next month) to bring my account current (only have a limit of $300.) This was after a mistake by their system or agents (they took my payment out of my checking account ONE WEEK early without 1)my authorization; 2)having had the payment set up.) Their mistake resulted in almost $300 in fees from my bank due to overdraft. When I called and had everything sorted out FINALLY (6 weeks after the mistake, and many weeks of not able to pay other bills-i.e. car note, insurance, rent), I soke with an agent whom I thought was brilliant in setting up my payment plan. Her name was Keneesha, agent ID#: XCW657. She offered the above two payment plan for $60 each on certain dates. Two weeks later, I made my payment, in two installments, but on the SAME DATE AS ORIGINALLY AGREED. They sent me a letter which I received this past Monday and it had wrong dates and payment agreement, completely contradicting my conversation with agent Keneesha. I incurred another $39 reversal of a fee due to aforementioned mistake; $39 late feel and $19 overlimit fee all within 5 days of my payments. I just now spoke with a "supervisor" named ANNE who told me, and I quote, "You must have written the wrong date down and you shouldn't have made you payments in two installments." When I asked why, since nobody told me any differently, she couldn;t answer and told me she could refund all of the above fees if I made a payment of $146. I was then put on hold when I asked to be transferred to another supervisor, waited 15 minutes, and hung up. THIS IS THE THIRD TIME THIS HAS HAPPENED. I'm researching a legal avenue for this nonsense and have their corporate office's information and will be using it to contact them, if they'll even speak to me. Last time I was told they didn't have anyone available, at 1pm in the afternoon. DISGRACEFUL.
Shan20
dummerston, Vermont
U.S.A.
This report was posted on Ripoff Report on 07/23/2009 09:18 AM and is a permanent record located here: https://www.ripoffreport.com/reports/capital-0ne/charlotte-virginia-28272/capital-0ne-payment-plan-not-honored-asking-for-more-money-charlotte-virginia-472559. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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