Capital 1 Payment Protection Services Aka Stonebridge Benefits LLC Insurance Fraud - Paying premiums does not equate to paid claims Plano Texas

Sseems like you got the run around on how to properly file a claim. With any insurance you how to be dilligent and follow the requirement to have a claim paid. Typically if you make a formal written complaint and can prove that it was company error, not yours, that caused the claim to not be filed, then they will pay it. Cap1 can't help you with that you have to deal with the insurance company directly. I used to work for the insurance company.

NOW HERE'S THE REAL DEAL. Payment protection is offered on a lot of credit cards and by a lot of different companies but it is generally all the same. NEVER buy payment protection ins. Its jut not worth it. There are so many things it doesn't cover and because its sold as an attachment to a credit card you never really have an ins agent explain it to you in detail. You have to know what questions to ask, and most people don't. You have to thoroughly read your coverage and most people don't. Most importantly- for the little amount of coverage you get, its just not worth it. Be a wise consumer and manage your money well. Take the money you would pay on protection insurance, put it into an interest bearing savings account. This way if you lose your job you have money in the bank to cover you. Payment protection is a waste of money no matter what company offers it.