Complaint Review: C.C.A. Credit Service Division - Los Vegas Nevada
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- Author Not Confirmed
- C.C.A. Credit Service Division P.O. Box. 46101 Los Vegas, Nevada U.S.A.
- Phone: 1.800.277.7056
- Web:
- Category: Credit & Debt Services
Ripped off by First National Credit What Can I do, I am STUCK! *UPDATE my bank refunded my money! *Consumer Suggestion
*0: Consumer Credit Alliance caught me! What Can I do, I am STUCK!!!!!
*0: You must close down that account and open a new one. Never again give out your account number to anyone.
*0: I got out in the nick of time!
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I got a letter today January 17, 2002. From CCA with $6,500 limit. I thought I could rebuild years of bad credit a little at a time.
It seemed a little "too good to be true" but I was hopeful so I agreed. Then I went on-line to see if I could find the catalog or something about the company. Only to find this site.
I am very scared. I called the company immediately. I told them that I wanted to cancel the membership. I thought that as with any other business contract a person could cancel within three business days.
The opperator said there was nothing he could do. I made an aggreement and it was a life-time membership. Isn't there anything I can do.
I did call my bank and left a message on their answering machine explaining what happened and asked them to refuse any electronic withdrawl and told them that I would come in the morning to try and find a solution. I guess they can continue to take money every month because of this agreement. I will maybe have to close out my account and go to a different bank. I did not want to do that. This is horrible. How can I protect myself from this again?
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This report was posted on Ripoff Report on 01/17/2002 12:00 AM and is a permanent record located here: https://www.ripoffreport.com/reports/cca-credit-service-division/los-vegas-nevada-89114-6101/ripped-off-by-first-national-credit-what-can-i-do-i-am-stuck-update-my-bank-refunded-my-11831. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#3 0
You must close down that account and open a new one. Never again give out your account number to anyone.
AUTHOR: - ()
SUBMITTED: Sunday, January 20, 2002
They filed the following rebuttal to the above Rip-Off Report:
Their email: TheFraudChick@aol.com
Their name: The Fraud Chick
Their relationship to the company: Consumer Suggestion
Rebuttal:
Go to your bank and file an ACH (automated clearing house) fraud complaint form. Your complaint with by "misrepresentation" or "theft by deception." Request ALL funds be credited back to your account including the original fee.
You must close down that account and open a new one. Never again give out your account number to anyone.
Mail the credit card back to them certified mail. This should only cost $2 or $3 bucks. Attach a note that they were deceptive in the sales brochure in that you were under the impression that this was a credit card that could be used ANYWHERE. Tell them you will not be using their card or their services therefore you've withdrawn your payment since you did
not get a thing or service of value.
If you like you can send me an e-mail and I will draft a letter for you to print off, sign and mail.
Good Luck
The Fraud Chick
#2 0
I got out in the nick of time!
AUTHOR: - ()
SUBMITTED: Friday, January 18, 2002
Today I went and closed my checking account before the CCA was successful at making the withdrawl of the $200 from my account. The Bank was thankful for the information and took the name and information of the company. I am going to be okay. I hope there is someway to stop this company in the future.
#1 0
Consumer Credit Alliance caught me! What Can I do, I am STUCK!!!!!
AUTHOR: - ()
SUBMITTED: Thursday, January 17, 2002
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