Complaint Review: Central Credit Services - Mr. Brown & Mr. Jones - Jacksonville Florida
- Central Credit Services - Mr. Brown & Mr. Jones 9550 Regency Square Blvd Ste 602 Jacksonville, Florida U.S.A.
- Phone: 877-456-1138
- Web:
- Category: Miscellaneous Companies
Central Credit Services - Mr. Brown & Mr. Jones Harrassed, belittled, scared, and threatened to get money...then I went to jail! Jacksonville Florida
*Consumer Comment: Good yarn!
*Consumer Comment: not so much
*Consumer Comment: You handled it badly from start - Everything the collector did was illegal and you can sue
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In July, I was contacted by Mr. Brown about an outstanding debt for a credit card through a friend's phone number. I knew that I'd not have any money to pay for it, however he called and called and threatened with being turned in for theft and such and such so I entered an agreement to make 3 payments at 1/2 of the actual bill. I knew that the money wouldn't be available as I was homeless as it were.
I finally got into an apartment with my children and a pretty good job too. As soon as I got in, my friend called me screaming about all the harassing calls she was getting at her house and to please call this man. I did, and he demanded I get a checking account and start paying off this debt! My mom and I opened one since I couldn't get one in my own name and they took money out before there was even enough in there for the payment...
Well, this account became soooooo overdrawn that the bank closed it.
Again, my friend starts to screaming about the calls from Mr. Brown. I call him and he starts threatening me. I told him if I gave all this money my children and I would lose my apartment. He basically said oh well, I made this debt and I have to pay it. I told him I wasn't trying to get out of it, I just couldn't make such large payments. He didn't want to hear it.
The day I was having surgery he called the cellphone that I had used on the last call, while under anestiah. My sister was in the room with me and she told me he was extremely nasty, told me I was lying and hung up on me. I don't really remember the conversation.
Then I agreed to make another payment through my then-boyfriends bank account. BIG mistake...
A month later, the same account was supposed to be used to take out another payment. I got a letter in the mail, and starting calling Mr. Brown to not take the money out. It was someone's account that I didn't have money in and wasn't authorized to use it!! He didn't return my calls.
My ex-boyfriend called a few days later saying he didn't have the money for his rent b/c someone took money from account. He told me his landlord gave him until 3 pm to get that money to him. I called Mr. Brown, and lo and behold he answered. He then proceeded to tell me tough. I said it was imperative that money go back, it hadn't been mine. He said tough, we were authorized to use it and I said NO, I called you...it was too late he said.
I then asked to talk to a supervisor, and Mr. Jones came on the phone and tried smooth talking me. It didn't work, so he then LIED to me and said to go to the bank and say I wanted to make an unauthorized usage form and the money would be put directly back into his bank. The bank laughed at me!
Well, there it was the day before Thanksgiving, and my ex-bf and his bank had me hauled off to jail. My kids were sent to a home and I just got out yesterday, December 10th!
I am now looking at having a felony on my record, which will prevent me from working in my field...screwed, all the way around.
Thanks guys.Oh yeah, my ex-bf lost his apartment too and he's now in a shelter with his kids too.
Jailbirdnow
Bay CIty, Michigan
U.S.A.
This report was posted on Ripoff Report on 12/11/2008 06:33 AM and is a permanent record located here: https://www.ripoffreport.com/reports/central-credit-services-mr-brown-mr-jones/jacksonville-florida-32225/central-credit-services-mr-brown-mr-jones-harrassed-belittled-scared-and-threaten-400185. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#3 Consumer Comment
Good yarn!
AUTHOR: Robert - (U.S.A.)
SUBMITTED: Thursday, December 11, 2008
""The day I was having surgery he called the cellphone that I had used on the last call, while under anestiah. My sister was in the room with me and she told me he was extremely nasty, told me I was lying and hung up on me. I don't really remember the conversation.""
Heck of a good yarn. I'm afraid I don't believe this one. I've had a few surgeries myself and the hospitals I'm familiar with do NOT ALLOW cellphones in the surgery suite or recovery rooms.

#2 Consumer Comment
not so much
AUTHOR: Awfully - (U.S.A.)
SUBMITTED: Thursday, December 11, 2008
"the collector was the one who STOLE the money from the bank account - not you."
This is not entirely true. The collector had to get this bank account information from you. This means YOU authorized the payment to be taken. Now, if your bf didn't authorize it, that's between you and him and he had every right to have you arrested. People on the other end of the phone have limited information. You should have just hung up from the start but YOU chose to continue the conversation and let him bully you. YOU need to control your actions and learn to say no. Maybe YOU shouldn't be living outside YOUR means in the first place.

#1 Consumer Comment
You handled it badly from start - Everything the collector did was illegal and you can sue
AUTHOR: Laurie - (U.S.A.)
SUBMITTED: Thursday, December 11, 2008
You should have done some research first - never let anyone bully you into anything - you have to the research. Its on the internet.
the collector was the one who STOLE the money from the bank account - not you.
NEVER EVER GIVE ANY ACCOUNT INFO TO COLLECTION AGENTS - THEY STEAL FAR MORE THEN THEY ARE ENTITILED TO.
FDCPA law is quite specific about what collectors can and cannot do.
Harrassing your friend is illegal
Threatening you with arrest is illegal and their constant harrrassment is too.
You need an attorney who knows how to deal with Collection issues. Your legal aid attorney who handled your arrest is not qualifed to do so.
Go to www.budhibbs.com -this consumer advocate website specialilzes in debt collections and the illegal tactics they use. You can find a qualified attorney to assist - many will work on contingency.


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