Credit View Financial Funding New York Internet

 I had searched on the web for long term loans because I was behind on some bills and unneeded help . I came upon a website for "the lending bereau " then that led to me finding of credit view financial funding , I applied then a few days later I was contacted by a lady named Linda Blackwell she congratulated me and told me I was approved for a loan of $7,000. She then proceeded to tell me the options of how I could get that loan , she gave me three options .. 1. Pay $450 which will cover payments up until August 2. Find a co signer 3. Use something of value for collateral . So I decided to go with $450 payment since I didn't have the other 2 options available I was sent a contract that looked very legit and was explained I was told to send the money payment through money gram that seemed kinda weird to me and I asked why money gram she told me because of fraud issues or something of that sort . I sent the payment and that payment was transferred to Judith Hunt in Miami Fl I was then told I'd receive my funds in 1-3 hours but I didn't receive anything , I contacted them and they told me I had to purchase insurance in case i was able to make payments on the loan that was $1200 for the insurance I sent that payment but still nothing , I had asked them if me doing this loan would help build my credit and she said yes I pretty much used up all my savings for this loan to help build my credit after a few more days/weeks I still hadn't received my funds so I called and they had told me something went wrong with the insurance I could either send another payment or i had the option to a reimbursement of all the funds I had sent in .. I ask for my reimbursement and they told me I'd receive them in about 30 business days it's been already those business days and I still haven't received anything ! If someone out there can help please I'd appreciate it I'm going through a more tough time now since that happened I don't why there's people like that in this world someone help please !!!